# Brief · which Indian credit card to use, every rule dated Track your cards, points and status. All in ₹. Brief knows the rules on Indian credit cards and tells you which of yours to use. ## Brief knows which card to use. Track your cards, points & status. All in ₹. Every card rewards different things. Brief knows the rules, and tells you which of yours to use. No bank login. Nothing to connect. - 247 Indian credit cards known - 1,139 reward rules read - 130 rule changes tracked ## How it works 1. Name your cards. Only their names. Brief already knows the rules. 2. Ask before you pay. Type the shop and the amount. One card wins. 3. Watch it add up. Every win is logged, in rupees. ## One answer, not a spreadsheet. One card, and the working under it. ## Everything else your cards can do. ### The Advisor One card, and the working under it. - Paste a shop, type an amount. One card wins. - Under it sits the working: points earned, value per point, and the route that gets there. - The other cards fold beneath, for anyone who checks. If a bank’s own portal beats the card, Brief says so. ### Hotel and airline status The tier you hold, and the one about to lapse. - Some cards quietly give you hotel and airline status. It lapses just as quietly. - Brief tracks your nights, your renewal date and the next tier up. - When a tier is slipping, it names the cheapest fix while it is still cheap. ### A ledger of wins Every rupee Brief earned you, with the date. - Log a win and Brief prices it against the card that earned it. - The running total is in rupees, with dates. No coins, no points. - It is the number that matters when a card’s annual fee comes due. ### Points, priced What your points are worth, where you would use them. - Points are only worth what you can turn them into. Brief prices yours on the route you would actually use. - It shows the ratio, and what a thousand points are worth, across 433 transfer routes. - When a bank closes a route, the value moves with it, and the closed route stays on record. ### Status matches One status can open another. Brief draws the path. - Hotels and airlines will often match a status you hold elsewhere. - Those matches chain: one tier opens the next. Brief draws the chain, hop by hop. - Each hop shows what it needs, what it costs and how long it lasts, in the order that costs least. ### Rule changes Banks change terms quietly. Brief keeps the dated record. - Banks rewrite card terms every few weeks, usually without telling you. - A watcher reads their terms pages every day. A person checks each change against the bank’s own document. - 130 changes are on record so far, each with its date and its source. All 130 changes, dated: https://getbrief.cards/changes ### Ask in a sentence Type the question the way you would say it. - No form to fill. Ask the way you would ask a friend who knows cards. - Ask Brief sits inside the Advisor and answers in the same numbers. ## Where this goes. - Now: You add the cards, Brief concludes. Advisor, statuses, transfers and the Ledger, from a wallet you type in once. Sign-in, so the wallet follows you. A watcher reads bank terms pages daily and flags what moved. - Next: Automatic tracking, if you opt in. Spends read from your messages with your permission, so wins bank themselves and balances stay current without a visit. Alerts when a bank moves, while the change still matters. - Later: The month closes itself. A statement worth keeping: what your cards earned, what optimal would have been, and the one change worth making next month. The verdict on every fee at its anniversary. One trip priced across the whole wallet. No dates. Brief publishes what has shipped, not what is planned. ## Lists - [Lifetime free](https://getbrief.cards/lifetime-free-credit-cards) - [No forex markup](https://getbrief.cards/zero-forex-markup-credit-cards) - [Cashback](https://getbrief.cards/cashback-credit-cards) - [Travel](https://getbrief.cards/travel-credit-cards) - [RuPay and UPI](https://getbrief.cards/rupay-credit-cards) - [Fuel](https://getbrief.cards/fuel-credit-cards) - [Amazon](https://getbrief.cards/amazon-credit-cards) - [Secured](https://getbrief.cards/secured-credit-cards) - [Lounge access](https://getbrief.cards/lounge) - [Point values](https://getbrief.cards/how-brief-values-points) - [Transfer partners](https://getbrief.cards/transfer-partners) - [Side by side](https://getbrief.cards/compare) ## Newest changes - [CheQ AU is now lifetime free](https://getbrief.cards/changes/au-cheq-lifetime-free-2026-09): Improvement · recorded 26 October 2026 - [ICICI puts the BookMyShow offers on Sapphiro, Rubyx and Emeralde behind ₹25,000 a quarter](https://getbrief.cards/changes/icici-bms-gate-2026-04): Retention rule · recorded 26 October 2026 - [MakeMyTrip ICICI stops paying myCash on international spends outside MakeMyTrip on 10 November](https://getbrief.cards/changes/icici-mmt-intl-nil-2026-11): Devaluation · recorded 23 October 2026 - [Google Pay Flex Axis now pays 0.8% back, 1.6% past ₹15,000 a cycle](https://getbrief.cards/changes/axis-gpay-flex-stars-2026-10): Improvement · recorded 22 October 2026 - [MakeMyTrip ICICI stops charging for rupee payments abroad on 10 November](https://getbrief.cards/changes/icici-mmt-dcc-nil-2026-11): Improvement · recorded 20 October 2026 Every change, dated: https://getbrief.cards/changes ## Credit cards, by bank - [Axis Bank](https://getbrief.cards/axis-bank-credit-cards) - [SBI](https://getbrief.cards/sbi-credit-cards) - [HDFC](https://getbrief.cards/hdfc-credit-cards) - [Kotak](https://getbrief.cards/kotak-credit-cards) - [RBL](https://getbrief.cards/rbl-credit-cards) - [AU Bank](https://getbrief.cards/au-bank-credit-cards) - [ICICI](https://getbrief.cards/icici-credit-cards) - [IDFC FIRST](https://getbrief.cards/idfc-first-credit-cards) - [YES Bank](https://getbrief.cards/yes-bank-credit-cards) - [IndusInd](https://getbrief.cards/indusind-credit-cards) - [BOB](https://getbrief.cards/bob-credit-cards) - [HSBC](https://getbrief.cards/hsbc-credit-cards) - [Amex](https://getbrief.cards/amex-credit-cards) - [Standard Chartered](https://getbrief.cards/standard-chartered-credit-cards) - [Federal Bank](https://getbrief.cards/federal-bank-credit-cards) - [DCB](https://getbrief.cards/dcb-credit-cards) ## Transfer partners, by bank - [Axis](https://getbrief.cards/axis-transfer-partners) - [Amex](https://getbrief.cards/amex-transfer-partners) - [HDFC](https://getbrief.cards/hdfc-transfer-partners) - [HSBC](https://getbrief.cards/hsbc-transfer-partners) - [Kotak](https://getbrief.cards/kotak-transfer-partners) - [SBI](https://getbrief.cards/sbi-transfer-partners) ## Point values, by bank - [SBI](https://getbrief.cards/sbi-reward-points-value) - [HDFC](https://getbrief.cards/hdfc-reward-points-value) - [ICICI](https://getbrief.cards/icici-reward-points-value) - [Axis EDGE](https://getbrief.cards/axis-edge-reward-points-value) - [Amex](https://getbrief.cards/amex-reward-points-value) - [IDFC FIRST](https://getbrief.cards/idfc-reward-points-value) - [Kotak](https://getbrief.cards/kotak-reward-points-value) - [YES Bank](https://getbrief.cards/yes-bank-reward-points-value) - [Air India Maharaja](https://getbrief.cards/air-india-maharaja-points-value) ## Pay with the right card. Brief opens to a few people at a time. Leave an address and Brief writes when a place opens. --- Works from the cards you add. No bank connection, nothing syncing. Every card, dated: https://getbrief.cards/cards Every change, dated: https://getbrief.cards/changes About: https://getbrief.cards/about Privacy: https://getbrief.cards/privacy Canonical: https://getbrief.cards/