# AU Bank credit cards: 16 cards, every rule dated · Brief 16 cards issued today, every one open to applications. 4 carry no annual fee and 10 come with airport lounge access. Every card AU Small Finance Bank issues today, lowest annual fee first. Each row is the bank’s own terms, with the day they were last read. 16 cards · current to 26 October 2026 ## AU Small Finance Bank credit cards (16) - [AU LIT](https://getbrief.cards/cards/au-lit): Annual fee ₹0 · 1 RP / ₹100 base, capped at 10,000 RP/statement cycle · lifetime free · 3.49% forex · community-verified · checked 16 July 2026 - [AU NOMO](https://getbrief.cards/cards/au-nomo): Annual fee ₹0 · 2 RP/₹100 retail, cap 5,000 RP/cycle · lifetime free · 0.99% forex · lounge · verified · checked 16 July 2026 - [CheQ AU Credit Card](https://getbrief.cards/cards/au-cheq): Annual fee ₹0 · 1% CheQ Points (2 pts/₹200) on either card, uncapped · min ₹200/txn · lifetime free · 3.49% forex · verified · checked 23 October 2026 - [ixigo AU Credit Card](https://getbrief.cards/cards/au-ixigo): Annual fee ₹0 · Flat 2.5% (5 RP/₹200) on online, offline and UPI, cap 10,000 RP/statement cycle · lifetime free · 0% forex · lounge · ✓ official · checked 26 October 2026 - [AU Prathama Credit Card](https://getbrief.cards/cards/au-prathama): Annual fee ₹100 · 1 RP/₹100 up to ₹5,000/cycle · utilities and telecom capped at 100 pts/txn · 2 RP/₹100 on contactless · ₹100 fee, waivable · 3.49% forex · ✓ official · checked 1 September 2026 - [AU Altura](https://getbrief.cards/cards/au-altura): Annual fee ₹199 · 1% cashback on retail, cap ₹50/statement cycle (reached at ₹5,000 spend) · ₹199 fee, waivable · 3.49% forex · verified · checked 16 July 2026 - [AU SPONT Credit Card](https://getbrief.cards/cards/au-spont): Annual fee ₹299 · 1% cashback on all txns incl. UPI, cap ₹500/statement cycle · UPI coins have no published ₹ value · ₹299 fee · 3.49% forex · lounge · ✓ official · checked 1 September 2026 - [AU Altura Plus](https://getbrief.cards/cards/au-altura-plus): Annual fee ₹499 · 1 RP / ₹100 (offline POS / other) · 25K RP/cycle overall cap · ₹499 fee · 3.49% forex · community-verified · checked 16 July 2026 - [AU Tejas Credit Card](https://getbrief.cards/cards/au-tejas): Annual fee ₹500 · 1 RP/₹100 base · AU Rewardz portal earns 5 RP/₹100 and merchant deals give 10% cashback (₹50/mo caps, min ₹150), portal and deal only · ₹500 fee, waivable · 3.49% forex · ✓ official · checked 1 September 2026 - [AU Xcite Ultra](https://getbrief.cards/cards/au-xcite-ultra): Annual fee ₹749 · 4 RP/₹100 offline base (25K RP/cycle overall cap) · ₹749 fee, waivable · 3.49% forex · lounge · verified · checked 19 October 2026 - [AU Laksya](https://getbrief.cards/cards/au-laksya): Annual fee ₹1,000 · 2 RP/₹100 other retail (25K RP/cycle overall cap) · ₹1,000 fee, waivable · 3.49% forex · lounge · verified · checked 16 July 2026 - [AU Ananta](https://getbrief.cards/cards/au-ananta): Annual fee ₹2,000 · 2 RP/₹100 other retail (25K RP/cycle overall cap) · ₹2,000 fee, waivable · 3.49% forex · lounge · verified · checked 16 July 2026 - [AU Vetta](https://getbrief.cards/cards/au-vetta): Annual fee ₹2,999 · 2 RP / ₹100 other spends (25K RP/cycle overall cap) · ₹2,999 fee, waivable · 3.49% forex · lounge · verified · checked 16 July 2026 - [AU Traverse](https://getbrief.cards/cards/au-traverse): Annual fee ₹4,999 · 2 RP/₹100 domestic (25K RP/cycle overall cap) · ₹4,999 fee, waivable · 0.99% forex · lounge · verified · checked 16 July 2026 - [AU Zenith+](https://getbrief.cards/cards/au-zenith-plus): Annual fee ₹4,999 · 1 RP/₹100 on spends outside dining, travel and international (1 RP = ₹1) · wallet loads and gift cards: issuer silent, likely earn base · ₹4,999 fee, waivable · 0.99% forex · lounge · ✓ official · checked 16 July 2026 - [AU Zenith](https://getbrief.cards/cards/au-zenith): Annual fee ₹7,999 · 3 RP / ₹100 other spends (25K RP/cycle overall cap) · ₹7,999 fee, waivable · 3.49% forex · lounge · verified · checked 16 July 2026 Cards AU Small Finance Bank issues today, lowest annual fee first, then by name. ## What changed on these cards - [CheQ AU is now lifetime free](https://getbrief.cards/changes/au-cheq-lifetime-free-2026-09) · Improvement · 30 September 2026 · CheQ AU Credit Card - [AU cards no longer convert to Air India Maharaja Points](https://getbrief.cards/changes/au-maharaja-ended-2026-01) · Partner removed · 31 January 2026 · AU Zenith+, AU Zenith, AU LIT, AU Vetta, AU Altura Plus - [AU Zenith reward rates slashed; premium tier moves to Zenith+](https://getbrief.cards/changes/au-zenith-deval-2026) · Devaluation · 1 January 2026 · AU Zenith - [AU Vetta utility earn cut to 1 RP per ₹100](https://getbrief.cards/changes/au-vetta-deval-2023) · Devaluation · 5 November 2023 · AU Vetta Every change, dated: https://getbrief.cards/changes ## Questions this page answers ### How many credit cards does AU Small Finance Bank issue? As of 26 October 2026, 16 cards, every one open to applications. ### Which AU Small Finance Bank credit cards are lifetime free? As of 26 October 2026, 4 of the 16: AU LIT, AU NOMO, CheQ AU Credit Card and ixigo AU Credit Card. ### Which AU Small Finance Bank credit cards charge no forex markup? As of 26 October 2026, 1 of the 16: ixigo AU Credit Card. ### Which AU Small Finance Bank credit cards come with airport lounge access? As of 26 October 2026, 10 of the 16: AU NOMO, ixigo AU Credit Card, AU SPONT Credit Card, AU Xcite Ultra, AU Laksya, AU Ananta, AU Vetta, AU Traverse, AU Zenith+ and AU Zenith. ### Which AU Small Finance Bank credit cards link to UPI? As of 26 October 2026, 2 of the 16 run on RuPay, which links to UPI: CheQ AU Credit Card and AU SPONT Credit Card. ## Other banks - [Axis Bank](https://getbrief.cards/axis-bank-credit-cards) - [SBI](https://getbrief.cards/sbi-credit-cards) - [HDFC](https://getbrief.cards/hdfc-credit-cards) - [Kotak](https://getbrief.cards/kotak-credit-cards) - [RBL](https://getbrief.cards/rbl-credit-cards) - [ICICI](https://getbrief.cards/icici-credit-cards) - [IDFC FIRST](https://getbrief.cards/idfc-first-credit-cards) - [YES Bank](https://getbrief.cards/yes-bank-credit-cards) - [IndusInd](https://getbrief.cards/indusind-credit-cards) - [BOB](https://getbrief.cards/bob-credit-cards) - [HSBC](https://getbrief.cards/hsbc-credit-cards) - [Amex](https://getbrief.cards/amex-credit-cards) - [Standard Chartered](https://getbrief.cards/standard-chartered-credit-cards) - [Federal Bank](https://getbrief.cards/federal-bank-credit-cards) - [DCB](https://getbrief.cards/dcb-credit-cards) --- Fees are before GST. A rate that has aged says so. Brief is not a financial adviser and takes no fee from any bank for the order of this page. Canonical: https://getbrief.cards/au-bank-credit-cards