# Amex SmartEarn

American Express · American Express. ₹495 fee · 3.5% forex · 1 MR / ₹50.

> Not open to new applications at the moment. Brief keeps the page for holders.

✓ official · checked 20 June 2026

## How it earns (4)

- 1 MR / ₹50 · verified · checked 13 June 2026
- 10X bucket A: Zomato/EaseMyTrip (cap 500 MR/mo) · cap 500 points per month · ✓ official · checked 20 June 2026
- 10X bucket B: Flipkart/Uber/BookMyShow/Ajio/Nykaa/PVR/Blinkit/Myntra (cap 500 MR/mo) · cap 500 points per month · ✓ official · checked 20 June 2026
- 5X Amazon (cap 250 MR/mo) · cap 250 points per month · ✓ official · checked 20 June 2026

## On gift vouchers

- ₹100 back on a ₹10,000 voucher bought direct. · Counted as points for travel; ₹50 if they are cashed out. · 1 MR / ₹50
- Vouchers for ACT Fibernet, Bharat Petroleum (BPCL), Acko Insurance and 17 more brands: nothing.

Worked out on a ₹10,000 voucher with no deal running. Card data current to 21 October 2026.
Every card on vouchers: https://voucher.getbrief.cards/best-cards-for-vouchers

## What earns nothing (1)

- No rewards: fuel, insurance, utilities, cash

## Lounges (1)

- No lounge access. · None · domestic · 0 per year

## Transfer partners (7)

- Hilton Honors Points · 1000 : 1500 · 2-5 days · ✓ official · checked 20 August 2026
- Marriott Bonvoy Points · 1 : 1 · 2-5 days · verified · checked 13 June 2026
- Virgin Atlantic Flying Club · 5 : 4 · 2-5 days · ✓ official · checked 20 August 2026
- Asia Miles · 2 : 1 · 2-5 days · verified · checked 6 July 2026
- Avios (BA Club) · 2 : 1 · 2-5 days · verified · checked 13 June 2026
- Avios (Qatar Privilege Club) · 2 : 1 · 2-5 days · verified · checked 6 July 2026
- KrisFlyer Miles · 2 : 1 · 2-5 days · verified · checked 13 June 2026

1 route closed, kept as history in the change log

## Fees

- Annual fee: ₹495 + GST
  Waived at ₹40,000 spend per card year
- Forex markup: 3.5%
- DCC markup: Not published
- Earns: Membership Rewards · ₹0.5 a point at baseline

## Dated changes (3)

- Devaluation · 15 November 2026: Amex stops pooling points across your cards on 15 November (https://getbrief.cards/changes#amex-mr-pooling-2026-10)
- Devaluation · 30 September 2026: Amex ends Reward Multiplier on 30 September (https://getbrief.cards/changes#amex-rm-closure-2026)
- Partner removed · 28 May 2025: Amex India transfers to Emirates Skywards are suspended (https://getbrief.cards/changes#amex-skywards-suspended-2025-05)

Every change, dated: https://getbrief.cards/changes

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Fees are before GST. A rate that has aged says so. Brief is not a financial adviser and takes no fee from any bank for the order of this page.

All cards: https://getbrief.cards/cards
Canonical: https://getbrief.cards/cards/amex-smartearn