# ixigo AU Credit Card

AU Small Finance Bank · Visa. lifetime free · 0% forex · Flat 2.5% (5 RP/₹200) on online, offline and UPI, cap 10,000 RP/statement cycle.

✓ official · checked 16 July 2026 · Source: https://www.au.bank.in/personal-banking/credit-cards/ixigo-au-credit-card

## How it earns (1)

- Flat 2.5% (5 RP/₹200) on online, offline and UPI, cap 10,000 RP/statement cycle · cap 10,000 points per statement cycle · ✓ official · checked 17 October 2026

## On gift vouchers

- ₹50 back on a ₹10,000 voucher bought direct. · Flat 2.5% (5 RP/₹200) on online, offline and UPI, cap 10,000 RP/statement cycle
- Vouchers for Bharat Petroleum (BPCL), Acko Insurance, BYJU'S, Google Pay (GPay) and 17 more brands: nothing.

Worked out on a ₹10,000 voucher with no deal running. Card data current to 21 October 2026.
Every card on vouchers: https://voucher.getbrief.cards/best-cards-for-vouchers

## What earns nothing (3)

- No RP on international transactions, despite the 0% forex markup
- No RP on wallet loads · brand vouchers earn base (the issuer does not address them)
- No RP: education, govt, fuel, rent, insurance, wallets · BBPS also excluded

## Milestones (1)

- 5,000 bonus RP (~₹1,000) @ ₹75K/calendar quarter (points valid 2yr) · ₹1,000 at ₹75,000 spend per quarter · ✓ official · checked 10 July 2026

## Lounges (1)

- 8 domestic airport and 8 railway lounge visits a year (2 of each a quarter), after ₹50,000 spent the previous quarter, plus 1 international Priority Pass visit a year. Priority Pass within India costs $35. · Domestic + Railway · domestic · 16 per year · checked 10 July 2026

## Fees

- Annual fee: Lifetime free
- Forex markup: Nil
- DCC markup: Not published
- Earns: AU Rewardz Points · ₹0.2 a point at baseline

## Dated changes (0)


Every change, dated: https://getbrief.cards/changes

---

Fees are before GST. A rate that has aged says so. Brief is not a financial adviser and takes no fee from any bank for the order of this page.

All cards: https://getbrief.cards/cards
Canonical: https://getbrief.cards/cards/au-ixigo