# AU LIT

AU Small Finance Bank · Visa. lifetime free · 3.49% forex · 1 RP / ₹100 base, capped at 10,000 RP/statement cycle.

community-verified · checked 16 July 2026 · Source: https://www.au.bank.in/pdf/credit-card/Schedule-of-Charges-CC.pdf

## How it earns (1)

- 1 RP / ₹100 base, capped at 10,000 RP/statement cycle · cap 10,000 points per statement cycle · ✓ official · checked 26 September 2026

## On gift vouchers

- ₹20 back on a ₹10,000 voucher bought direct. · 1 RP / ₹100 base, capped at 10,000 RP/statement cycle
- Vouchers for Bharat Petroleum (BPCL), BYJU'S, NoBroker Pay (rent) and 8 more brands: nothing.

Worked out on a ₹10,000 voucher with no deal running. Card data current to 21 October 2026.
Every card on vouchers: https://voucher.getbrief.cards/best-cards-for-vouchers

## What earns nothing (1)

- No RP: rent, education, fuel

## Transfer partners (0)


1 route closed, kept as history in the change log

## Fees

- Annual fee: Lifetime free
- Forex markup: 3.49%
- DCC markup: Not published
- Earns: AU Rewardz Points · ₹0.25 a point at baseline

## Dated changes (1)

- Partner removed · 31 January 2026: AU cards no longer convert to Air India Maharaja Points (https://getbrief.cards/changes#au-maharaja-ended-2026-01)

Every change, dated: https://getbrief.cards/changes

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Fees are before GST. A rate that has aged says so. Brief is not a financial adviser and takes no fee from any bank for the order of this page.

All cards: https://getbrief.cards/cards
Canonical: https://getbrief.cards/cards/au-lit