# AU NOMO

AU Small Finance Bank · RuPay. lifetime free · 0.99% forex · 2 RP/₹100 retail, cap 5,000 RP/cycle.

verified · checked 16 July 2026 · Source: https://www.au.bank.in/personal-banking/credit-cards/nomo-credit-card

## How it earns (2)

- 2 RP/₹100 retail, cap 5,000 RP/cycle · cap 5,000 points per statement cycle · verified · checked 16 July 2026
- 1 RP/₹100 utility/insurance · cap 5,000 points per statement cycle · verified · checked 16 July 2026

## On gift vouchers

- ₹40 back on a ₹10,000 voucher bought direct. · 2 RP/₹100 retail, cap 5,000 RP/cycle
- Vouchers for Bharat Petroleum (BPCL), BYJU'S, Google Pay (GPay), NoBroker Pay (rent) and 9 more brands: nothing.

Worked out on a ₹10,000 voucher with no deal running. Card data current to 21 October 2026.
Every card on vouchers: https://voucher.getbrief.cards/best-cards-for-vouchers

## What earns nothing (1)

- No RP: rent, education & govt, fuel, cash

## Milestones (2)

- 500 RP (₹100) @ ₹25K quarterly retail spend (not confirmed by the issuer) · ₹100 at ₹25,000 spend per quarter · community-verified · checked 11 July 2026
- +500 RP (₹100) @ ₹50K quarterly retail spend (not confirmed by the issuer) · ₹100 at ₹50,000 spend per quarter · community-verified · checked 11 July 2026

## Lounges (1)

- 2 domestic airport visits a quarter after ₹50,000 spent in the quarter (from 10 Apr 2026), plus 2 railway lounge visits a quarter (not confirmed by the issuer). · Domestic + railway · domestic · 8 per year · checked 16 July 2026

## Fees

- Annual fee: Lifetime free
- Forex markup: 0.99%
- DCC markup: Not published
- Earns: AU Rewardz Points · ₹0.2 a point at baseline

## Dated changes (0)


Every change, dated: https://getbrief.cards/changes

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Fees are before GST. A rate that has aged says so. Brief is not a financial adviser and takes no fee from any bank for the order of this page.

All cards: https://getbrief.cards/cards
Canonical: https://getbrief.cards/cards/au-nomo