# AU SPONT Credit Card

AU Small Finance Bank · RuPay. ₹299 fee · 3.49% forex · 1% cashback on all txns incl. UPI, cap ₹500/statement cycle · UPI coins have no published ₹ value.

✓ official · checked 1 September 2026 · Source: https://www.au.bank.in/personal-banking/credit-cards/au-spont-credit-card

## How it earns (1)

- 1% cashback on all txns incl. UPI, cap ₹500/statement cycle · UPI coins have no published ₹ value · cap 500 points per statement cycle · ✓ official · checked 1 September 2026

## On gift vouchers

- ₹100 back on a ₹10,000 voucher bought direct. · 1% cashback on all txns incl. UPI, cap ₹500/statement cycle · UPI coins have no published ₹ value
- Vouchers for Bharat Petroleum (BPCL), Acko Insurance, BYJU'S, Google Pay (GPay) and 15 more brands: nothing.

Worked out on a ₹10,000 voucher with no deal running. Card data current to 21 October 2026.
Every card on vouchers: https://voucher.getbrief.cards/best-cards-for-vouchers

## What earns nothing (1)

- No cashback: rent, education & govt · likely none on fuel, cash, EMI, insurance (the issuer does not list them)

## Lounges (1)

- 2 domestic airport visits a quarter after ₹50,000 net retail spend the previous calendar quarter (from 10 Apr 2026), plus 2 railway lounge visits a quarter with no spend condition. · Domestic + railway · domestic · 16 per year · checked 1 September 2026

## Fees

- Annual fee: ₹299 + GST
- Forex markup: 3.49%
- DCC markup: Not published

## Dated changes (0)


Every change, dated: https://getbrief.cards/changes

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Fees are before GST. A rate that has aged says so. Brief is not a financial adviser and takes no fee from any bank for the order of this page.

All cards: https://getbrief.cards/cards
Canonical: https://getbrief.cards/cards/au-spont