# AU Zenith+

AU Small Finance Bank · Visa. ₹4,999 fee · 0.99% forex · 1 RP/₹100 on spends outside dining, travel and international (1 RP = ₹1) · wallet loads and gift cards: issuer silent, likely earn base.

✓ official · checked 16 July 2026 · Source: https://www.au.bank.in/premium-banking/credit-cards/zenith-plus-credit-card

## How it earns (4)

- 1 RP/₹100 on spends outside dining, travel and international (1 RP = ₹1) · wallet loads and gift cards: issuer silent, likely earn base · ✓ official · checked 17 October 2026
- 2 RP/₹100 on dining and travel (flat 2x, uncapped) · ✓ official · checked 17 October 2026
- 2 RP/₹100 international (uncapped; forex 0.99%) · international only · ✓ official · checked 17 October 2026
- Utility, telecom, insurance, education, govt, rent: 1 RP/₹100 up to 1,000 RP/cycle combined, then zero · 1% fair-usage fee above issuer thresholds · cap 1,000 points per statement cycle · ✓ official · checked 17 October 2026

## On gift vouchers

- ₹100 back on a ₹10,000 voucher bought direct. · 1 RP/₹100 on spends outside dining, travel and international (1 RP = ₹1) · wallet loads and gift cards: issuer silent, likely earn base
- Vouchers for Bharat Petroleum (BPCL), Uber, Delhi Metro (DMRC), IRCTC and 11 more brands: nothing.

Worked out on a ₹10,000 voucher with no deal running. Card data current to 21 October 2026.
Every card on vouchers: https://voucher.getbrief.cards/best-cards-for-vouchers

## What earns nothing (1)

- No RP: cash, EMI, fuel, transportation, quasi-cash

## Milestones (1)

- 1,000 bonus RP (₹1,000) @ ₹75K minimum retail spend per statement cycle (utility/insurance/transport/rent/edu-govt/fuel/cash/EMI excluded from calc) · ₹1,000 at ₹75,000 spend per month · ✓ official · checked 10 July 2026

## Lounges (2)

- 4 domestic visits a quarter (16 a year), add-on cards included, plus 4 airport meet and assist services a year. No spend condition. · Domestic · domestic · 4 per quarter · checked 21 October 2026
- 4 international visits a quarter (16 a year) through Priority Pass. Priority Pass within India is chargeable. · Priority Pass (international) · international · 4 per quarter · checked 10 July 2026

## Transfer partners (0)


1 route closed, kept as history in the change log

## Fees

- Annual fee: ₹4,999 + GST
  Waived at ₹8,00,000 spend per card year
- Forex markup: 0.99%
- DCC markup: Not published
- Earns: AU Reward Points (Zenith+) · ₹1 a point at baseline

## Dated changes (1)

- Partner removed · 31 January 2026: AU cards no longer convert to Air India Maharaja Points (https://getbrief.cards/changes#au-maharaja-ended-2026-01)

Every change, dated: https://getbrief.cards/changes

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Fees are before GST. A rate that has aged says so. Brief is not a financial adviser and takes no fee from any bank for the order of this page.

All cards: https://getbrief.cards/cards
Canonical: https://getbrief.cards/cards/au-zenith-plus