# Airtel Axis Bank

Axis Bank · RuPay. ₹500 fee · 3.5% forex · 1% all else (incl UPI on RuPay).

verified · checked 14 June 2026 · Source: https://livefromalounge.com/airtel-axis-bank-credit-card-devalued/

## How it earns (4)

- 1% all else (incl UPI on RuPay) · verified · checked 14 June 2026
- 25% Airtel mobile/broadband/DTH via Thanks app · cap 250 points per month · verified · checked 14 June 2026
- 10% other utilities via Thanks app · cap 250 points per month · verified · checked 14 June 2026
- 10% Zomato/Blinkit/District value-back (₹200/mo per partner) · cap 200 points per month · verified · checked 14 June 2026

## On gift vouchers

- Gift vouchers earn nothing on this card.

Worked out on a ₹10,000 voucher with no deal running. Card data current to 21 October 2026.
Every card on vouchers: https://voucher.getbrief.cards/best-cards-for-vouchers

## What earns nothing (2)

- No cashback on gift card purchases or wallet loads
- No cashback: fuel, rent, wallet, EMI, jewellery, insurance, education, govt, gift cards, tolls, utilities and telecom outside the Airtel Thanks app

## Fees

- Annual fee: ₹500 + GST
  Waived at ₹2,00,000 spend per card year
- Forex markup: 3.5%
- DCC markup: 3.5%

## Dated changes (4)

- Devaluation · 28 August 2026: Axis cards earn nothing on gift card purchases (https://getbrief.cards/changes#axis-giftcard-aug26)
- Devaluation · 28 August 2026: Axis Bank portfolio revision, 28 Aug 2026: tolls stop earning, DCC markup rises, late fees up (https://getbrief.cards/changes#axis-portfolio-2026-08-28)
- Devaluation · 12 April 2026: Airtel Axis card was devalued and lost lounge access (https://getbrief.cards/changes#airtel-deval)
- Retention rule · 20 June 2025: Axis redefined reward exclusions by spend-category (https://getbrief.cards/changes#axis-mcc)

Every change, dated: https://getbrief.cards/changes

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Fees are before GST. A rate that has aged says so. Brief is not a financial adviser and takes no fee from any bank for the order of this page.

All cards: https://getbrief.cards/cards
Canonical: https://getbrief.cards/cards/axis-airtel