# Axis Freecharge Plus

Axis Bank · Visa. ₹350 fee · 1% cashback on all other eligible spends · txns under ₹100 earn 0 · the ₹500/mo cap shared with the other tiers is not in the issuer's terms.

verified · checked 26 August 2026 · Source: https://www.axis.bank.in/docs/default-source/default-document-library/terms-and-conditions-axis-bank-freecharge-plus-credit-card.pdf

## How it earns (3)

- 1% cashback on all other eligible spends · txns under ₹100 earn 0 · the ₹500/mo cap shared with the other tiers is not in the issuer's terms · cap 500 points per month · ✓ official · checked 11 July 2026
- 5% cashback on Freecharge in-app/on-deck spends · the ₹500/mo cap shared with the other tiers is not in the issuer's terms · cap 500 points per month · ✓ official · checked 11 July 2026
- 2% cashback on local commute · the ₹500/mo cap shared with the other tiers is not in the issuer's terms · cap 500 points per month · ✓ official · checked 11 July 2026

## On gift vouchers

- Gift vouchers earn nothing on this card.

Worked out on a ₹10,000 voucher with no deal running. Card data current to 21 October 2026.
Every card on vouchers: https://voucher.getbrief.cards/best-cards-for-vouchers

## What earns nothing (2)

- No cashback on gift card purchases · all voucher types earn 0
- No cashback: wallet load, fuel, cash, gold/jewellery, govt, insurance, education, utility outside the Freecharge app, gift cards, EMI, rent · bridge, road and toll fees from 28 Aug 2026

## Fees

- Annual fee: ₹350 + GST
  Waived at ₹50,000 spend per year
- Forex markup: Not published
- DCC markup: Not published

## Dated changes (1)

- Devaluation · 28 August 2026: Axis Bank portfolio revision, 28 Aug 2026: tolls stop earning, DCC markup rises, late fees up (https://getbrief.cards/changes#axis-portfolio-2026-08-28)

Every change, dated: https://getbrief.cards/changes

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Fees are before GST. A rate that has aged says so. Brief is not a financial adviser and takes no fee from any bank for the order of this page.

All cards: https://getbrief.cards/cards
Canonical: https://getbrief.cards/cards/axis-freecharge-plus