# LIC Axis Bank Platinum

Axis Bank · Visa. lifetime free · 3.5% forex · 1 PlusPoint/₹100 base · redemption is catalogue-only.

verified · checked 1 September 2026 · Source: https://www.axis.bank.in/docs/default-source/default-document-library/cards/lic-rewards-points-terms-and-conditions.pdf

## How it earns (3)

- 1 PlusPoint/₹100 base · redemption is catalogue-only · verified · checked 1 September 2026
- 2 PlusPoints/₹100 on international spends · international only · verified · checked 1 September 2026
- 2 PlusPoints/₹100 on LIC premium payments · other insurers earn base · verified · checked 1 September 2026

## On gift vouchers

- Gift vouchers earn nothing on this card.

Worked out on a ₹10,000 voucher with no deal running. Card data current to 21 October 2026.
Every card on vouchers: https://voucher.getbrief.cards/best-cards-for-vouchers

## What earns nothing (2)

- No PlusPoints on gift card purchases or wallet loads
- No PlusPoints: utilities/telecom, education, rent, wallet, govt, gold/jewellery, fuel · insurance is not excluded

## Fees

- Annual fee: Lifetime free
- Forex markup: 3.5%
- DCC markup: Not published
- Earns: LIC PlusPoints (Axis co-brand) · ₹0.25 a point at baseline

## Dated changes (1)

- Devaluation · 28 August 2026: Axis cards earn nothing on gift card purchases (https://getbrief.cards/changes#axis-giftcard-aug26)

Every change, dated: https://getbrief.cards/changes

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Fees are before GST. A rate that has aged says so. Brief is not a financial adviser and takes no fee from any bank for the order of this page.

All cards: https://getbrief.cards/cards
Canonical: https://getbrief.cards/cards/axis-lic-platinum