# LIC Axis Bank Signature

Axis Bank · Visa. lifetime free · 3.5% forex · 1 pt / ₹100 (0.2%) · points expire after 12 months, ₹30 redemption fee.

verified · checked 3 July 2026 · Source: https://www.axis.bank.in/cards/credit-card/lic-axis-bank-signature-credit-card

## How it earns (3)

- 1 pt / ₹100 (0.2%) · points expire after 12 months, ₹30 redemption fee · verified · checked 3 July 2026
- 2 pts/₹100 international spends · international only · verified · checked 3 July 2026
- 2 pts/₹100 on LIC premium payments (0.4% at ₹0.20/pt) · no cap published · verified · checked 3 July 2026

## On gift vouchers

- Gift vouchers earn nothing on this card.

Worked out on a ₹10,000 voucher with no deal running. Card data current to 21 October 2026.
Every card on vouchers: https://voucher.getbrief.cards/best-cards-for-vouchers

## What earns nothing (2)

- No points on gift card purchases or wallet loads
- No pts: fuel, rent, wallet, utilities, education, govt, gold/jewellery, EMI, cash · LIC premiums earn, other insurers not confirmed · tolls may also be excluded from 28 Aug 2026 (Axis names them in its general list, not in this card's terms)

## Lounges (1)

- 8 domestic visits a year, at most 2 a quarter, after ₹50,000 spent over the previous 3 calendar months. A ₹2 validation charge applies. The Axis Visa lounge programme runs to 31 Dec 2026. · Domestic (Visa) · domestic · 8 per year · checked 21 October 2026

## Fees

- Annual fee: Lifetime free
- Forex markup: 3.5%
- DCC markup: 3.5%
- Earns: LIC PlusPoints (Axis co-brand) · ₹0.25 a point at baseline

## Dated changes (2)

- Devaluation · 28 August 2026: Axis cards earn nothing on gift card purchases (https://getbrief.cards/changes#axis-giftcard-aug26)
- Devaluation · 28 August 2026: Axis Bank portfolio revision, 28 Aug 2026: tolls stop earning, DCC markup rises, late fees up (https://getbrief.cards/changes#axis-portfolio-2026-08-28)

Every change, dated: https://getbrief.cards/changes

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Fees are before GST. A rate that has aged says so. Brief is not a financial adviser and takes no fee from any bank for the order of this page.

All cards: https://getbrief.cards/cards
Canonical: https://getbrief.cards/cards/axis-lic-signature