# Axis Bank Neo

Axis Bank · Mastercard. ₹250 fee · 3.5% forex · 1 EDGE RP / ₹200 (about 0.1%).

community-verified · checked 14 June 2026 · Source: https://cardinsider.com/axis-bank/axis-bank-neo-credit-card/

## How it earns (1)

- 1 EDGE RP / ₹200 (about 0.1%) · verified · checked 14 June 2026

## On gift vouchers

- Gift vouchers earn nothing on this card.

Worked out on a ₹10,000 voucher with no deal running. Card data current to 21 October 2026.
Every card on vouchers: https://voucher.getbrief.cards/best-cards-for-vouchers

## What earns nothing (2)

- No EDGE RP on gift card purchases or wallet loads
- No RP: fuel, rent, utilities and telecom, insurance, wallet loads, government, education, gold and jewellery, cash advances, tolls and gift cards

## Comes with (1)

- ₹120 off Zomato (₹499+), 2/month

## Fees

- Annual fee: ₹250 + GST
- Forex markup: 3.5%
- DCC markup: 3.5%
- Earns: Axis EDGE Reward Points (entry catalogue) · ₹0.2 a point at baseline

## Dated changes (7)

- Devaluation · 1 November 2026: Axis gates its movie offers behind ₹25,000 of prior spend (https://getbrief.cards/changes#axis-movie-gate-2026-11)
- Devaluation · 28 August 2026: Axis cards earn nothing on gift card purchases (https://getbrief.cards/changes#axis-giftcard-aug26)
- Devaluation · 28 August 2026: Axis Bank portfolio revision, 28 Aug 2026: tolls stop earning, DCC markup rises, late fees up (https://getbrief.cards/changes#axis-portfolio-2026-08-28)
- Devaluation · 28 August 2026: Axis raises currency-conversion charges and stops rewarding tolls from 28 August (https://getbrief.cards/changes#axis-revision-2026-08-28)
- Retention rule · 1 October 2025: Axis EDGE points now lapse after closure or non-payment (https://getbrief.cards/changes#axis-forfeit)
- Devaluation · 1 July 2025: Axis Neo’s Zomato benefit was cut (https://getbrief.cards/changes#neo-zomato)
- Retention rule · 20 June 2025: Axis redefined reward exclusions by spend-category (https://getbrief.cards/changes#axis-mcc)

Every change, dated: https://getbrief.cards/changes

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Fees are before GST. A rate that has aged says so. Brief is not a financial adviser and takes no fee from any bank for the order of this page.

All cards: https://getbrief.cards/cards
Canonical: https://getbrief.cards/cards/axis-neo