# BOBCARD Premier

Bank of Baroda (BOBCARD) · Visa. ₹1,000 fee · 3.5% forex · 2 RP/₹100 (₹0.25/RP cashback or catalogue).

✓ official · checked 16 July 2026 · Source: https://www.bobcard.co.in/credit-card-types/premier

## How it earns (3)

- 2 RP/₹100 (₹0.25/RP cashback or catalogue) · verified · checked 10 July 2026
- 5X on international (10 RP/₹100), shares a 2,000 RP/cycle cap with travel and dining · cap 2,000 points per statement cycle · international only · verified · checked 10 July 2026
- 5X on travel and dining (10 RP/₹100), shares a 2,000 RP/cycle cap with international · dining excludes fast food · cap 2,000 points per statement cycle · verified · checked 10 July 2026

## On gift vouchers

- ₹50 back on a ₹10,000 voucher bought direct. · 2 RP/₹100 (₹0.25/RP cashback or catalogue)
- Vouchers for Blinkit, Burger King India, Bharat Petroleum (BPCL), Acko Insurance and 37 more brands: nothing.

Worked out on a ₹10,000 voucher with no deal running. Card data current to 21 October 2026.
Every card on vouchers: https://voucher.getbrief.cards/best-cards-for-vouchers

## What earns nothing (2)

- No RP on wallet loads
- No RP: fuel, transport and tolls, rent, services, govt, education, hospitals, wallet, supermarkets, insurance, charity, fast food (no 5X dining rate on fast food)

## Lounges (1)

- 1 domestic visit a quarter at 35 or more lounges in 22 cities, after ₹20,000 spent the previous calendar quarter. The quarter the card is issued is exempt (from January 2025). · Domestic · domestic · 4 per year · checked 22 September 2026

## Fees

- Annual fee: ₹1,000 + GST
  Waived at ₹1,20,000 spend per card year
- Forex markup: 3.5%
- DCC markup: Not published
- Earns: BOBCARD Reward Points · ₹0.25 a point at baseline

## Dated changes (1)

- Devaluation · 25 August 2026: BOBCARD accidental-death cover ends for existing holders on 25 August (https://getbrief.cards/changes#bob-insurance-end-2026)

Every change, dated: https://getbrief.cards/changes

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Fees are before GST. A rate that has aged says so. Brief is not a financial adviser and takes no fee from any bank for the order of this page.

All cards: https://getbrief.cards/cards
Canonical: https://getbrief.cards/cards/bob-premier