# BOBCARD Prime

Bank of Baroda (BOBCARD) · RuPay. lifetime free · 3.5% forex · 2 RP/₹100 on all other categories · UPI spends earn core points only, cap 500 RP/cycle.

✓ official · checked 16 July 2026 · Source: https://www.bobcard.co.in/credit-card-types/prime

## How it earns (1)

- 2 RP/₹100 on all other categories · UPI spends earn core points only, cap 500 RP/cycle · ✓ official · checked 11 July 2026

## On gift vouchers

- ₹40 back on a ₹10,000 voucher bought direct. · 2 RP/₹100 on all other categories · UPI spends earn core points only, cap 500 RP/cycle
- Vouchers for Blinkit, Burger King India, Bharat Petroleum (BPCL), Acko Insurance and 37 more brands: nothing.

Worked out on a ₹10,000 voucher with no deal running. Card data current to 21 October 2026.
Every card on vouchers: https://voucher.getbrief.cards/best-cards-for-vouchers

## What earns nothing (2)

- No RP on wallet loads · brand vouchers earn base
- No RP: fuel and select other categories · likely also transport and tolls, rent, services, govt, education, hospitals, wallet, supermarkets, insurance, charity, fast food (BOBCARD's usual exclusions)

## Fees

- Annual fee: Lifetime free
- Forex markup: 3.5%
- DCC markup: Not published
- Earns: BOBCARD Reward Points (entry tier) · ₹0.2 a point at baseline

## Dated changes (1)

- Devaluation · 25 August 2026: BOBCARD accidental-death cover ends for existing holders on 25 August (https://getbrief.cards/changes#bob-insurance-end-2026)

Every change, dated: https://getbrief.cards/changes

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Fees are before GST. A rate that has aged says so. Brief is not a financial adviser and takes no fee from any bank for the order of this page.

All cards: https://getbrief.cards/cards
Canonical: https://getbrief.cards/cards/bob-prime