# BOBCARD Select

Bank of Baroda (BOBCARD) · Visa. ₹750 fee · 3.5% forex · 1 RP/₹100 (worth ₹0.20 each on Select, vs ₹0.25 on other BOBCARDs).

✓ official · checked 16 July 2026 · Source: https://www.bobcard.co.in/credit-card-types/select

## How it earns (2)

- 1 RP/₹100 (worth ₹0.20 each on Select, vs ₹0.25 on other BOBCARDs) · ✓ official · checked 10 July 2026
- 5X on online and dining (5 RP/₹100), cap 1,000 RP/cycle combined · txns under ₹150 earn 0 · cap 1,000 points per statement cycle · online · ✓ official · checked 10 July 2026

## On gift vouchers

- ₹20 back on a ₹10,000 voucher bought direct. · 1 RP/₹100 (worth ₹0.20 each on Select, vs ₹0.25 on other BOBCARDs)
- Vouchers for Blinkit, Burger King India, Bharat Petroleum (BPCL), Acko Insurance and 36 more brands: nothing.

Worked out on a ₹10,000 voucher with no deal running. Card data current to 21 October 2026.
Every card on vouchers: https://voucher.getbrief.cards/best-cards-for-vouchers

## What earns nothing (2)

- No RP on wallet loads
- No RP: fuel, transport and tolls, rent, personal services, govt, education, wallet, supermarkets, insurance, fast food · telecom and utilities earn the base rate

## Fees

- Annual fee: ₹750 + GST
  Waived at ₹70,000 spend per card year
- Forex markup: 3.5%
- DCC markup: Not published
- Earns: BOBCARD Reward Points (Select) · ₹0.2 a point at baseline

## Dated changes (2)

- Devaluation · 25 August 2026: BOBCARD accidental-death cover ends for existing holders on 25 August (https://getbrief.cards/changes#bob-insurance-end-2026)
- Improvement · 1 April 2026: BOBCARD telecom bills now earn reward points (https://getbrief.cards/changes#bob-telecom-apr26)

Every change, dated: https://getbrief.cards/changes

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Fees are before GST. A rate that has aged says so. Brief is not a financial adviser and takes no fee from any bank for the order of this page.

All cards: https://getbrief.cards/cards
Canonical: https://getbrief.cards/cards/bob-select