# BOBCARD Cashback

Bank of Baroda (BOBCARD) · Mastercard. ₹499 fee · 3.5% forex · 1% on domestic in-store and international spends, uncapped (min ₹100).

verified · checked 16 July 2026 · Source: https://media.bobcard.co.in/media/0h5cim12/features-and-rewards-important-terms-conditions-15072026.pdf

## How it earns (2)

- 1% on domestic in-store and international spends, uncapped (min ₹100) · ✓ official · checked 17 October 2026
- 5% on domestic e-commerce (1% base + 4% extra, extra capped at ₹1,500 a statement) · needs 4+ transactions a cycle, min ₹100 · cap 1,875 points per statement cycle · online · ✓ official · checked 17 October 2026

## On gift vouchers

- ₹100 back on a ₹10,000 voucher bought direct. · 1% on domestic in-store and international spends, uncapped (min ₹100)
- Vouchers for Blinkit, Burger King India, Bharat Petroleum (BPCL), Acko Insurance and 37 more brands: nothing.

Worked out on a ₹10,000 voucher with no deal running. Card data current to 21 October 2026.
Every card on vouchers: https://voucher.getbrief.cards/best-cards-for-vouchers

## What earns nothing (1)

- No cashback: fuel, rent, wallet, insurance, govt, education, supermarkets, fast food, hospitals, transport and tolls, contractors, cleaning and personal services, charity

## Fees

- Annual fee: ₹499 + GST
- Forex markup: 3.5%
- DCC markup: Not published

## Dated changes (0)


Every change, dated: https://getbrief.cards/changes

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Fees are before GST. A rate that has aged says so. Brief is not a financial adviser and takes no fee from any bank for the order of this page.

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Canonical: https://getbrief.cards/cards/bobcard-cashback