# BOBCARD Etihad Guest

Bank of Baroda (BOBCARD) · Mastercard. ₹2,500 fee · 1% forex · 1 Etihad Guest mile/₹100 on all other spends · domestic and international earn the same, no separate intl rate.

✓ official · checked 1 September 2026 · Source: https://www.bobcard.co.in/blogs/how-to-earn-redeem-etihad-guest-miles

## How it earns (2)

- 1 Etihad Guest mile/₹100 on all other spends · domestic and international earn the same, no separate intl rate · ✓ official · checked 1 September 2026
- 3 Etihad Guest miles / ₹100 on etihad.com · ✓ official · checked 1 September 2026

## On gift vouchers

- ₹106 back on a ₹10,000 voucher bought direct. · 1 Etihad Guest mile/₹100 on all other spends · domestic and international earn the same, no separate intl rate
- Vouchers for Blinkit, Burger King India, Bharat Petroleum (BPCL), Acko Insurance and 34 more brands: nothing.

Worked out on a ₹10,000 voucher with no deal running. Card data current to 21 October 2026.
Every card on vouchers: https://voucher.getbrief.cards/best-cards-for-vouchers

## What earns nothing (2)

- Likely no miles: rent, govt, education, hospital, insurance, wallet, supermarket, fast food, fuel (BOBCARD's usual exclusions) · telecom earns from 1 Apr 2026
- No miles on wallet loads, from Apr 2026 · brand vouchers earn base (the issuer does not address them)

## Milestones (4)

- 5,000 welcome bonus miles (2,500 + 2,500) @ ₹10K spend within 60 days of issuance · ₹2,500 at ₹10,000 spend per month · ✓ official · checked 1 September 2026
- 250 Etihad miles/month @ ₹25K monthly spend · also needs 4+ transactions · ₹125 at ₹25,000 spend per month · verified · checked 1 September 2026
- 2,000 Etihad miles @ ₹2L quarterly spend · ₹1,000 at ₹2,00,000 spend per quarter · verified · checked 1 September 2026
- 12,000 Etihad miles @ ₹7.5L annual spend · ₹6,000 at ₹7,50,000 spend per card year · verified · checked 1 September 2026

## Lounges (1)

- 8 domestic and 4 international visits a year. No spend condition. · Domestic + international · domestic and international · 12 per year · checked 1 September 2026

## Fees

- Annual fee: ₹2,500 + GST
  Waived at ₹3,00,000 spend per card year
- Forex markup: 1%
- DCC markup: Not published
- Earns: Etihad Guest Miles · ₹0.5 a point at baseline

## Dated changes (1)

- Improvement · 1 April 2026: BOBCARD telecom bills now earn reward points (https://getbrief.cards/changes#bob-telecom-apr26)

Every change, dated: https://getbrief.cards/changes

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Fees are before GST. A rate that has aged says so. Brief is not a financial adviser and takes no fee from any bank for the order of this page.

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