# BOBCARD Tiara

Bank of Baroda (BOBCARD) · RuPay. ₹2,499 fee · 2% forex · 3 RP / ₹100 (0.75%).

verified · checked 16 July 2026 · Source: https://www.bobcard.co.in/credit-card-types/tiara

## How it earns (3)

- 3 RP / ₹100 (0.75%) · ✓ official · checked 3 July 2026
- 15 RP/₹100 on dining (restaurants) and travel (3.75% at ₹0.25/RP) · shares the 5,000 RP/cycle cap with international · cap 5,000 points per statement cycle · verified · checked 2 October 2026
- 15 RP/₹100 on international spends (shares the 5,000 RP/cycle cap with dining and travel) · cap 5,000 points per statement cycle · international only · verified · checked 3 July 2026

## On gift vouchers

- ₹75 back on a ₹10,000 voucher bought direct. · 3 RP / ₹100 (0.75%)
- Vouchers for Blinkit, Burger King India, Bharat Petroleum (BPCL), Acko Insurance and 37 more brands: nothing.

Worked out on a ₹10,000 voucher with no deal running. Card data current to 21 October 2026.
Every card on vouchers: https://voucher.getbrief.cards/best-cards-for-vouchers

## What earns nothing (1)

- No RP: fuel, rent, wallet, insurance, govt, education, supermarkets, fast food (earns 0 despite the dining rate), hospitals, transport

## Lounges (1)

- Unlimited domestic visits, after ₹75,000 spent the previous calendar quarter (from 15 Jul 2026; ₹40,000 before). The quarter the card is issued is exempt. No international lounge. · Domestic (RuPay Select) · domestic · unlimited · checked 20 October 2026

## Comes with (3)

- Annual: Amazon Prime / JioHotstar + Gaana Plus + Swiggy One 3mo · ₹4,000
- Annual women's health package (Pap smear/blood panel/mammography)
- Quarterly voucher stack: ₹500 Myntra + ₹500 Flipkart + ₹500 Nykaa + ₹250 BigBasket + ₹1,500 Lakmé Salon + ₹250 BMS (activation/min-usage conditions apply) · ₹14,000

## Fees

- Annual fee: ₹2,499 + GST
  Waived at ₹2,50,000 spend per card year
- Forex markup: 2%
- DCC markup: Not published
- Earns: BOBCARD Reward Points · ₹0.25 a point at baseline

## Dated changes (4)

- Lounge gating · 1 October 2026: BOBCARD Eterna/Tiara lounge gate rises to ₹75K/quarter (https://getbrief.cards/changes#tiara-lounge-2026)
- Devaluation · 25 August 2026: BOBCARD accidental-death cover ends for existing holders on 25 August (https://getbrief.cards/changes#bob-insurance-end-2026)
- Devaluation · 15 July 2026: BOBCARD raises revolving interest to 3.75% a month on Eterna and Tiara (https://getbrief.cards/changes#bob-interest-2026-07)
- Lounge gating · 15 July 2026: BOBCARD nearly doubles the spend needed for domestic lounge access (https://getbrief.cards/changes#bob-lounge-gate-2026-10)

Every change, dated: https://getbrief.cards/changes

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Fees are before GST. A rate that has aged says so. Brief is not a financial adviser and takes no fee from any bank for the order of this page.

All cards: https://getbrief.cards/cards
Canonical: https://getbrief.cards/cards/bobcard-tiara