# Club Vistara IDFC FIRST Credit Card

IDFC First Bank · Visa. ₹4,999 fee · 0% forex · 6 Maharaja Points/₹200 up to ₹1L a cycle, 4 above · the card programme ended 30 Sep 2026.

> This card is no longer issued. Its rules stay here as dated history.

community-verified · checked 28 June 2026 · Source: https://www.idfcfirst.bank.in/credit-card/vistara-credit-card

## How it earns (1)

- 6 Maharaja Points/₹200 up to ₹1L a cycle, 4 above · the card programme ended 30 Sep 2026 · until 30 September 2026 · community-verified · checked 2 October 2026

## What earns nothing (1)

- No points: fuel, cash, EMI

## Fees

- Annual fee: ₹4,999 + GST
- Forex markup: Nil
- DCC markup: Nil
- Earns: Maharaja Points · ₹1 a point at baseline
- Earns only up to the credit limit each cycle
- A cycle’s points are cancelled if the minimum due is not paid by the due date

## Dated changes (3)

- Devaluation · 1 October 2026: Club Vistara IDFC FIRST closes on 1 October (https://getbrief.cards/changes#idfc-vistara-closure-2026)
- Improvement · 9 September 2026: IDFC FIRST drops the forex markup on every credit card (https://getbrief.cards/changes#idfc-zero-forex-2026)
- Devaluation · 18 June 2026: Club Vistara IDFC FIRST: Maharaja-only redemption; card winding down (https://getbrief.cards/changes#idfc-vistara-deval-2026)

Every change, dated: https://getbrief.cards/changes

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Fees are before GST. A rate that has aged says so. Brief is not a financial adviser and takes no fee from any bank for the order of this page.

All cards: https://getbrief.cards/cards
Canonical: https://getbrief.cards/cards/club-vistara-idfc-first