# DCB PayLess Platinum Credit Card

DCB Bank · RuPay. ₹350 fee · 3.5% forex · No cashback per UPI payment. UPI spend counts towards the ₹50,000 quarterly milestone..

As of 27 October 2026, the DCB PayLess Platinum Credit Card costs ₹350 + GST a year (waived at ₹50,000 spend per year) and charges a 3.5% markup on spend abroad.

Page last checked 27 October 2026 · each figure carries its own date.

## How it earns (0)

- No cashback per UPI payment. UPI spend counts towards the ₹50,000 quarterly milestone. · ✓ official · checked 27 October 2026

## On gift vouchers

- Gift vouchers earn nothing on this card.

Worked out on a ₹10,000 voucher with no deal running. Card data current to 30 October 2026.
Every card on vouchers: https://voucher.getbrief.cards/best-cards-for-vouchers

## Milestones (1)

- ₹250 cashback on ₹50,000 spent in a quarter, paid the next month. Rent, wallet loads, online gaming, gambling, fuel and cash withdrawals do not count. · ₹250 at ₹50,000 spend per quarter · ✓ official · checked 27 October 2026

## Lounges (1)

- 1 domestic visit a quarter at RuPay lounges. · Domestic (RuPay) · domestic · 1 per quarter · checked 27 October 2026

## Fees

- Annual fee: ₹350 + GST
  Waived at ₹50,000 spend per year
- Forex markup: 3.5%
- DCC markup: Not published

✓ official · checked 27 October 2026 · Source: https://www.dcb.bank.in/personal/cards/secured-card/dcb-payless-platinum-card

## Dated changes (0)


Every change, dated: https://getbrief.cards/changes

## Questions this page answers

### Is the DCB PayLess Platinum Credit Card annual fee waived?

Yes. As of 27 October 2026, the ₹350 + GST fee is waived at ₹50,000 spend per year.

### What is the forex markup on the DCB PayLess Platinum Credit Card?

As of 27 October 2026, 3.5% of the rupee amount on spend in another currency, with 18% GST on the markup: ₹4,130 on ₹1,00,000 spent abroad.

### Does the DCB PayLess Platinum Credit Card give lounge access?

As of 27 October 2026: 1 domestic visit a quarter at RuPay lounges.


## Other DCB Bank cards

- [DCB Niyo Global Credit Card](https://getbrief.cards/cards/dcb-niyo-global): lifetime free · 0% forex
- [DCB ZET Credit Card](https://getbrief.cards/cards/dcb-zet): lifetime free · 2.49% forex
- [DCB PayLess Select Credit Card](https://getbrief.cards/cards/dcb-payless-select): ₹1,000 fee, waivable · 3.5% forex · lounge

Every DCB Bank card: https://getbrief.cards/dcb-credit-cards

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Fees are before GST. A rate that has aged says so. Brief is not a financial adviser and takes no fee from any bank for the order of this page.

All cards: https://getbrief.cards/cards
Canonical: https://getbrief.cards/cards/dcb-payless-platinum