# Emirates Skywards ICICI Bank Emeralde

ICICI Bank · Visa. ₹10,000 fee · 3.5% forex · 2 Skywards miles / ₹100 from 15 Jan 2026 (was 2.5).

verified · checked 19 June 2026 · Source: https://www.icicibank.com/personal-banking/cards/credit-card/emirates-skywards

## How it earns (3)

- 2 Skywards miles / ₹100 from 15 Jan 2026 (was 2.5) · verified · checked 19 June 2026
- 4% cashback via iShop (capped 1,100/mo, 500/day) · cap 1,100 points per month · verified · checked 24 June 2026
- 1 Skywards mile / ₹100 insurance + utility (reduced earn) · verified · checked 19 June 2026

## On gift vouchers

- ₹400 back on a ₹10,000 voucher bought through iShop 4% cashback. · 4% cashback via iShop (capped 1,100/mo, 500/day)

Worked out on a ₹10,000 voucher with no deal running. Card data current to 21 October 2026.
Every card on vouchers: https://voucher.getbrief.cards/best-cards-for-vouchers

## What earns nothing (3)

- No miles on cash, rent, wallet loads or fuel
- No miles on wallet loads · brand vouchers earn base
- No miles: fuel / cash / govt / education / EMI

## Milestones (2)

- 10,000 Skywards miles on annual renewal fee payment · ₹10,000 at ₹1 spend per card year · verified · checked 19 June 2026
- 10,000 Skywards miles on joining fee payment · ₹10,000 at ₹1 spend per month · verified · checked 19 June 2026

## Lounges (1)

- Unlimited domestic and international visits through Priority Pass for primary and supplementary cards issued after 15 Nov 2024. Earlier cards use DreamFolks only. No spend condition. · Priority Pass (domestic + international) · domestic and international · unlimited · checked 21 October 2026

## Statuses it opens (3)

- Emirates Skywards Skywards Gold · verified · checked 22 July 2026
- Emirates Skywards Skywards Silver · verified · checked 7 July 2026
- GHA Discovery GHA Discovery Titanium · enrolment needed · ✓ official · checked 19 July 2026

## Transfer partners (2)

- Marriott Bonvoy Points · 3 : 2 · up to 8 weeks · ✓ official · checked 15 July 2026
- ALL Reward Points · 4 : 1 · up to 6 weeks · ✓ official · checked 7 July 2026

## Comes with (2)

- Emirates Skywards Gold milestone on ₹15L spend + ₹50K on Emirates
- 10% discount on Emirates.com bookings (code INICI26, valid to Feb 28 2027)

## Fees

- Annual fee: ₹10,000 + GST
- Forex markup: 3.5%
- DCC markup: 3.5%
- Earns: Emirates Skywards Miles · ₹1 a point at baseline

## Dated changes (3)

- Devaluation · 20 May 2026: Emirates Skywards devalued Classic/Upgrade Rewards ~15% (First/Business/Premium Economy) (https://getbrief.cards/changes#skywards-award-deval-2026)
- Devaluation · 15 January 2026: Emirates Skywards ICICI earn rates cut across all 3 tiers (https://getbrief.cards/changes#es-icici-deval-jan26)
- Improvement · 19 February 2024: Visa Infinite cards now fast-track to GHA DISCOVERY Titanium (to 31 Dec 2026) (https://getbrief.cards/changes#gha-visa-fasttrack-2026)

Every change, dated: https://getbrief.cards/changes

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Fees are before GST. A rate that has aged says so. Brief is not a financial adviser and takes no fee from any bank for the order of this page.

All cards: https://getbrief.cards/cards
Canonical: https://getbrief.cards/cards/es-icici-emeralde