# Federal Bank Signet

Federal Bank · Visa. lifetime free · 3.5% forex · 1 RP/₹200 (0.5% at ₹0.25 catalogue; cash-to-statement only ₹0.10).

✓ official · checked 10 July 2026 · Source: https://www.federal.bank.in/visa-signet-credit-card

## How it earns (4)

- 1 RP/₹200 (0.5% at ₹0.25 catalogue; cash-to-statement only ₹0.10) · ✓ official · checked 10 July 2026
- 3X on electronics and apparel (3 RP/₹200) · no cap published; the issuer does not publish the merchant categories · community-verified · checked 10 July 2026
- 2X on entertainment (2 RP/₹200) · the issuer does not publish the merchant categories · community-verified · checked 10 July 2026
- Insurance earns base rate, capped at 250 RP/card/calendar month · cap 250 points per month · ✓ official · checked 10 July 2026

## On gift vouchers

- ₹13 back on a ₹10,000 voucher bought direct. · 1 RP/₹200 (0.5% at ₹0.25 catalogue; cash-to-statement only ₹0.10)
- Vouchers for Bharat Petroleum (BPCL), Google Pay (GPay), FASTag / NHAI and 6 more brands: nothing.

Worked out on a ₹10,000 voucher with no deal running. Card data current to 21 October 2026.
Every card on vouchers: https://voucher.getbrief.cards/best-cards-for-vouchers

## What earns nothing (2)

- No RP on e-wallet loading · brand vouchers earn base (the issuer does not address them)
- No RP: cash, fuel, govt services, financial institutions, quasi-cash

## Lounges (1)

- 1 domestic visit a quarter, after ₹20,000 spent the previous quarter. · Domestic · domestic · 4 per year · checked 10 July 2026

## Fees

- Annual fee: Lifetime free
- Forex markup: 3.5%
- DCC markup: 3.5%
- Earns: Federal Bank Reward Points · ₹0.25 a point at baseline

## Dated changes (0)


Every change, dated: https://getbrief.cards/changes

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Fees are before GST. A rate that has aged says so. Brief is not a financial adviser and takes no fee from any bank for the order of this page.

All cards: https://getbrief.cards/cards
Canonical: https://getbrief.cards/cards/federal-signet