# HDFC Diners Club Privilege

HDFC Bank · Diners Club. ₹1,000 fee · 2% forex · 4 RP / ₹200 base since 15 May 2026 (was 4 RP / ₹150).

verified · checked 17 June 2026 · Source: https://www.hdfcbank.com/personal/pay/cards/credit-cards/diners-club-privilege-credit-card

## How it earns (3)

- 4 RP / ₹200 base since 15 May 2026 (was 4 RP / ₹150) · verified · checked 17 June 2026
- 5X (20 RP/₹200) on Swiggy and Zomato, bonus capped at 2,500 RP/mo · cap 2,500 points per month · ✓ official · checked 2 October 2026
- 5X via SmartBuy Instant Vouchers (Gyftr): 20 RP/₹200, cap 4K RP/mo and 2K/day · brand vouchers sub-cap 3K/mo since around 1 Jul 2026 · cap 4,000 points per month · ✓ official · checked 1 July 2026

## On gift vouchers

- ₹400 back on a ₹10,000 voucher bought through SmartBuy 5X. · Counted as points for travel; ₹200 if they are cashed out. · 5X via SmartBuy Instant Vouchers (Gyftr): 20 RP/₹200, cap 4K RP/mo and 2K/day · brand vouchers sub-cap 3K/mo since around 1 Jul 2026
- Vouchers for Amazon: ₹80, bought through SmartBuy 1X. · 4 RP / ₹200 base since 15 May 2026 (was 4 RP / ₹150)
- Vouchers for Flipkart: ₹105, bought through SmartBuy 5X. · 5X via SmartBuy Instant Vouchers (Gyftr): 20 RP/₹200, cap 4K RP/mo and 2K/day · brand vouchers sub-cap 3K/mo since around 1 Jul 2026

Worked out on a ₹10,000 voucher with no deal running. Card data current to 21 October 2026.
Every card on vouchers: https://voucher.getbrief.cards/best-cards-for-vouchers

## What earns nothing (1)

- No rewards on gift card / voucher purchases

## Milestones (1)

- ₹1,500 voucher (Marriott/BBQ Nation/Decathlon/Lakme/O2 Spa) @ ₹1.5L/quarter · ₹1,500 at ₹1,50,000 spend per quarter · verified · checked 17 June 2026

## Lounges (1)

- 3 visits a quarter (2 domestic and 1 international) on the Diners Club card, after ₹60,000 spent the previous calendar quarter (from 1 Jul 2026). · Diners Club (card-based, 700+ lounges worldwide) · domestic and international · 12 per year · checked 22 June 2026

## Comes with (1)

- Club Marriott membership (1 yr)

## Fees

- Annual fee: ₹1,000 + GST
  Waived at ₹3,00,000 spend per card year
- Forex markup: 2%
- DCC markup: 1.75%
- Earns: HDFC Reward Points (Regalia) · ₹0.4 a point at baseline

## Dated changes (3)

- Lounge gating · 1 July 2026: Diners Club Privilege lounge is now spend-gated from 1 Jul 2026 (https://getbrief.cards/changes#dcp-lounge-gate-2026)
- Devaluation · 1 July 2026: HDFC SmartBuy: 3,000 ARP/month sub-cap introduced on brand vouchers (Gyftr/Woohoo) (https://getbrief.cards/changes#hdfc-smartbuy-arp-cap-2026)
- Devaluation · 15 May 2026: HDFC Diners ClubMiles and Privilege earn cut to 4 RP/₹200 (was 4/₹150) (https://getbrief.cards/changes#hdfc-diners-deval-may26)

Every change, dated: https://getbrief.cards/changes

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Fees are before GST. A rate that has aged says so. Brief is not a financial adviser and takes no fee from any bank for the order of this page.

All cards: https://getbrief.cards/cards
Canonical: https://getbrief.cards/cards/hdfc-diners-privilege