# HDFC Infinia Metal

HDFC Bank · Visa. ₹12,500 fee · 2% forex · 5 RP / ₹150 (3.33%).

> Not open to new applications at the moment. Brief keeps the page for holders.

✓ official · checked 13 June 2026 · Source: https://www.hdfc.bank.in/content/dam/hdfcbankpws/in/en/personal-banking/discover-products/cards/credit-cards/infinia-credit-card/rewards-points-program-terms-and-conditions.pdf

## How it earns (3)

- 5 RP / ₹150 (3.33%) · ✓ official · checked 11 June 2026
- 10X via SmartBuy hotels only · 50 RP/₹150, cap 15K RP/mo · cap 15,000 points per month · verified · checked 24 June 2026
- 5X via SmartBuy vouchers/flights (Gyftr) · 25 RP/₹150, cap 15K RP/mo overall · brand vouchers capped at 3K RP/mo from 1 Jul 2026 · cap 15,000 points per month · ✓ official · checked 25 August 2026

## On gift vouchers

- ₹1,667 back on a ₹10,000 voucher bought through SmartBuy 5X. · Counted as points for travel; ₹500 if they are cashed out. · 5X via SmartBuy vouchers/flights (Gyftr) · 25 RP/₹150, cap 15K RP/mo overall · brand vouchers capped at 3K RP/mo from 1 Jul 2026
- Vouchers for Amazon: ₹333, bought through SmartBuy 1X. · 5 RP / ₹150 (3.33%)
- Vouchers for Flipkart: ₹1,372, bought through SmartBuy 5X. · 5X via SmartBuy vouchers/flights (Gyftr) · 25 RP/₹150, cap 15K RP/mo overall · brand vouchers capped at 3K RP/mo from 1 Jul 2026

Worked out on a ₹10,000 voucher with no deal running. Card data current to 21 October 2026.
Every card on vouchers: https://voucher.getbrief.cards/best-cards-for-vouchers

## What earns nothing (2)

- No rewards on wallet-load gift cards · branded vouchers earn base (the issuer does not address them)
- No rewards: fuel, EMI, wallet, rent, govt

## Lounges (2)

- Unlimited international visits through Priority Pass for the primary cardholder; add-on cards get their own Priority Pass. · Priority Pass · international · unlimited
- Unlimited domestic visits. · Visa Infinite domestic · domestic · unlimited

## Statuses it opens (1)

- GHA Discovery GHA Discovery Titanium · enrolment needed · ✓ official · checked 19 July 2026

## Transfer partners (10)

- AirAsia Rewards Points · 1 : 1 · 1-2 days · verified · checked 6 July 2026
- Flying Blue Miles · 1 : 1 · verified · checked 3 July 2026
- IHG One Rewards Points · 1 : 1 · 1-2 days · verified · checked 6 July 2026
- KrisFlyer Miles · 1 : 1 · 1-2 days · ✓ official · checked 11 June 2026
- Lotusmiles (Vietnam Airlines) · 1 : 1 · 1-2 days · verified · checked 6 July 2026
- SpiceClub Points (SpiceJet) · 1 : 1 · 1-2 days · verified · checked 6 July 2026
- Wyndham Rewards Points · 1 : 1 · 1-2 days · verified · checked 6 July 2026
- ALL Reward Points · 2 : 1 · 2-3 days · ✓ official · checked 17 July 2026
- Avianca LifeMiles · 2 : 1 · 1-2 days · verified · checked 6 July 2026
- Miles&Smiles Miles · 2 : 1 · 1-2 days · ✓ official · checked 11 June 2026

## Comes with (4)

- 24×7 concierge
- Unlimited golf
- High travel & air-accident insurance
- Club Marriott membership

## Fees

- Annual fee: ₹12,500 + GST
  Waived at ₹10,00,000 spend per card year
- Forex markup: 2%
- DCC markup: 1.75%
- Earns: HDFC Reward Points · ₹1 a point at baseline

## Dated changes (3)

- Devaluation · 1 July 2026: HDFC SmartBuy: 3,000 ARP/month sub-cap introduced on brand vouchers (Gyftr/Woohoo) (https://getbrief.cards/changes#hdfc-smartbuy-arp-cap-2026)
- Retention rule · 1 April 2026: Your Infinia now needs ₹18L a year to keep (https://getbrief.cards/changes#infinia-retention)
- Improvement · 19 February 2024: Visa Infinite cards now fast-track to GHA DISCOVERY Titanium (to 31 Dec 2026) (https://getbrief.cards/changes#gha-visa-fasttrack-2026)

Every change, dated: https://getbrief.cards/changes

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Fees are before GST. A rate that has aged says so. Brief is not a financial adviser and takes no fee from any bank for the order of this page.

All cards: https://getbrief.cards/cards
Canonical: https://getbrief.cards/cards/hdfc-infinia-metal