# Swiggy BLCK HDFC Bank Credit Card

HDFC Bank · Mastercard. ₹1,000 fee · 3.5% forex · 1% on all other spends, cap ₹1,000/cycle, min txn ₹100.

verified · checked 28 June 2026 · Source: https://www.hdfc.bank.in/credit-cards/swiggy-blck-hdfc-bank-credit-card

## How it earns (3)

- 1% on all other spends, cap ₹1,000/cycle, min txn ₹100 · cap 1,000 points per statement cycle · ✓ official · checked 3 July 2026
- 10% on Swiggy app incl. Instamart + Dineout (min txn ₹249, cap ₹1,500/month) · cap 1,500 points per month · verified · checked 28 June 2026
- 5% online on apparel, pharma, pet, personal care, cabs, electronics, entertainment, travel, discount stores, plus named merchants incl Amazon, Flipkart, Nykaa, Cleartrip · min txn ₹100 · cap 1,500 points per statement cycle · online · ✓ official · checked 3 July 2026

## On gift vouchers

- ₹100 back on a ₹10,000 voucher bought direct. · 1% on all other spends, cap ₹1,000/cycle, min txn ₹100
- Vouchers for Bharat Petroleum (BPCL), BYJU'S, App Store, Tanishq and 22 more brands: nothing.

Worked out on a ₹10,000 voucher with no deal running. Card data current to 21 October 2026.
Every card on vouchers: https://voucher.getbrief.cards/best-cards-for-vouchers

## What earns nothing (1)

- No cashback: fuel, rent, wallet, jewellery, govt, gift cards, gaming, education

## Comes with (2)

- 12 golf lessons + 4 green fees/yr (Mastercard Golf Program)
- Swiggy BLCK membership (3 months, welcome) · ₹1,500

## Fees

- Annual fee: ₹1,000 + GST
  Waived at ₹2,00,000 spend per card year
- Forex markup: 3.5%
- DCC markup: 1.75%
- Earns: HDFC CashPoints (MoneyBack+) · ₹1 a point at baseline

## Dated changes (0)


Every change, dated: https://getbrief.cards/changes

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Fees are before GST. A rate that has aged says so. Brief is not a financial adviser and takes no fee from any bank for the order of this page.

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