# Swiggy ORNGE HDFC Bank

HDFC Bank · Mastercard. ₹500 fee · 3.5% forex · 1% on other spends, cap ₹1,000/cycle.

✓ official · checked 10 July 2026 · Source: https://www.hdfc.bank.in/content/dam/hdfcbankpws/in/en/personal-banking/discover-products/cards/credit-cards/swiggy-blck-hdfc-bank-credit-card/pdf/combined-tncs-ornge-and-blck.pdf

## How it earns (3)

- 1% on other spends, cap ₹1,000/cycle · cap 1,000 points per statement cycle · ✓ official · checked 10 July 2026
- 5% on select online (min ₹100, cap ₹1,500/cycle): apparel, pharma, pet, personal care, cabs, electronics, travel, plus Amazon, Flipkart, Nykaa, Cleartrip, Ola, Uber, Meesho · cap 1,500 points per statement cycle · online · ✓ official · checked 10 July 2026
- 5% Swiggy app incl. Instamart + Dineout (min txn ₹249, cap ₹1,500/cycle) · cap 1,500 points per statement cycle · ✓ official · checked 10 July 2026

## On gift vouchers

- Gift vouchers earn nothing on this card.

Worked out on a ₹10,000 voucher with no deal running. Card data current to 21 October 2026.
Every card on vouchers: https://voucher.getbrief.cards/best-cards-for-vouchers

## What earns nothing (2)

- No cashback on wallet loads and gift cards
- No cashback: fuel, rent, jewellery/gold, govt, gaming, education, EMI, wallet, gift cards

## Fees

- Annual fee: ₹500 + GST
  Waived at ₹1,50,000 spend per card year
- Forex markup: 3.5%
- DCC markup: 1.75%

## Dated changes (0)


Every change, dated: https://getbrief.cards/changes

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Fees are before GST. A rate that has aged says so. Brief is not a financial adviser and takes no fee from any bank for the order of this page.

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