# HSBC RuPay Platinum

HSBC · RuPay. lifetime free · 3.5% forex · 2 RP/₹150.

verified · checked 26 August 2026 · Source: https://www.hsbc.co.in/credit-cards/products/rupay-platinum-credit-card/

## How it earns (4)

- 2 RP/₹150 · ✓ official · checked 11 July 2026
- 6X on hotels via HSBC Travel with Points (12 RP/₹150), accelerated points capped at 18,000/mo · cap 18,000 points per month · ✓ official · checked 2 October 2026
- 4X on flights via HSBC Travel with Points (8 RP/₹150), accelerated points capped at 18,000/mo · cap 18,000 points per month · ✓ official · checked 2 October 2026
- 2X on car rentals via HSBC Travel with Points (4 RP/₹150), accelerated points capped at 18,000/mo · cap 18,000 points per month · ✓ official · checked 2 October 2026

## On gift vouchers

- ₹67 back on a ₹10,000 voucher bought direct. · 2 RP/₹150

Worked out on a ₹10,000 voucher with no deal running. Card data current to 21 October 2026.
Every card on vouchers: https://voucher.getbrief.cards/best-cards-for-vouchers

## What earns nothing (1)

- Likely no RP on wallet loads (HSBC's usual exclusion) · brand vouchers earn base

## Transfer partners (6)

- ALL Reward Points · 2 : 1 · ✓ official · checked 11 July 2026
- IHG One Rewards Points · 2 : 1 · ✓ official · checked 11 July 2026
- Maharaja Points · 2 : 1 · ✓ official · checked 11 July 2026
- Marriott Bonvoy Points · 2 : 1 · ✓ official · checked 11 July 2026
- Miles&Smiles Miles · 4 : 1 · ✓ official · checked 11 July 2026
- Shangri-La Circle Points · 10 : 1 · ✓ official · checked 11 July 2026

## Fees

- Annual fee: Lifetime free
- Forex markup: 3.5%
- DCC markup: Not published
- Earns: HSBC Reward Points (RuPay Platinum) · ₹0.5 a point at baseline

## Dated changes (1)

- Improvement · 15 August 2026: HSBC charges no forex markup on its credit cards until 31 October (https://getbrief.cards/changes#hsbc-zero-forex-2026)

Every change, dated: https://getbrief.cards/changes

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