# HSBC Taj Credit Card

HSBC · Visa. ₹1,10,000 fee · 3.5% forex · 1.5 Taj Wallet pts / ₹100 (closed-loop, ₹0.67/pt).

✓ official · checked 4 July 2026 · Source: https://www.hsbc.co.in/credit-cards/products/taj/

## How it earns (2)

- 1.5 Taj Wallet pts / ₹100 (closed-loop, ₹0.67/pt) · ✓ official · checked 4 July 2026
- 5 Taj Wallet pts / ₹100 at Taj/SeleQtions/Gateway/Vivanta/amã · ✓ official · checked 4 July 2026

## On gift vouchers

- ₹101 back on a ₹10,000 voucher bought direct. · 1.5 Taj Wallet pts / ₹100 (closed-loop, ₹0.67/pt)
- Vouchers for Club Mahindra, ACT Fibernet, Bharat Petroleum (BPCL), Acko Insurance and 45 more brands: nothing.

Worked out on a ₹10,000 voucher with no deal running. Card data current to 21 October 2026.
Every card on vouchers: https://voucher.getbrief.cards/best-cards-for-vouchers

## What earns nothing (1)

- No points on wallet loads, business-to-business payments, fuel, rent, utilities, insurance, jewellery, education and government · brand gift vouchers earn base (HSBC does not list them)

## Lounges (1)

- Unlimited domestic and international visits, plus 12 visits a year each at The Chambers and Taj Club lounges. · Unlimited (Visa Infinite + Taj) · domestic and international · unlimited · checked 4 July 2026

## Statuses it opens (1)

- GHA Discovery GHA Discovery Titanium · enrolment needed · ✓ official · checked 19 July 2026

## Fees

- Annual fee: ₹1,10,000 + GST
- Forex markup: 3.5%
- DCC markup: Not published
- Earns: HSBC Taj Wallet Points · ₹0.67 a point at baseline

## Dated changes (2)

- Improvement · 15 August 2026: HSBC charges no forex markup on its credit cards until 31 October (https://getbrief.cards/changes#hsbc-zero-forex-2026)
- Improvement · 19 February 2024: Visa Infinite cards now fast-track to GHA DISCOVERY Titanium (to 31 Dec 2026) (https://getbrief.cards/changes#gha-visa-fasttrack-2026)

Every change, dated: https://getbrief.cards/changes

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Fees are before GST. A rate that has aged says so. Brief is not a financial adviser and takes no fee from any bank for the order of this page.

All cards: https://getbrief.cards/cards
Canonical: https://getbrief.cards/cards/hsbc-taj