# HSBC TravelOne Credit Card

HSBC · Mastercard. ₹4,999 fee · 3.5% forex · 2 RP / ₹100 all other eligible.

verified · checked 17 June 2026 · Source: https://www.hsbc.co.in/credit-cards/products/travelone/

## How it earns (5)

- 2 RP / ₹100 all other eligible · verified · checked 17 June 2026
- 6X HSBC Travel With Points · hotels (24 RP/₹100, cap 18K RP/mo) · cap 18,000 points per month · community-verified · checked 24 June 2026
- 4X HSBC Travel With Points · flights (16 RP/₹100, cap 18K RP/mo) · cap 18,000 points per month · community-verified · checked 24 June 2026
- 4 RP / ₹100 flights & travel aggregators · cap 50,000 points per month · verified · checked 17 June 2026
- 4 RP / ₹100 international & forex · cap 50,000 points per month · international only · verified · checked 17 June 2026

## On gift vouchers

- ₹200 back on a ₹10,000 voucher bought direct. · Counted as points for travel; ₹50 if they are cashed out. · 2 RP / ₹100 all other eligible
- Vouchers for ACT Fibernet, Bharat Petroleum (BPCL), Acko Insurance, Airtel (Thanks app) and 33 more brands: nothing.

Worked out on a ₹10,000 voucher with no deal running. Card data current to 21 October 2026.
Every card on vouchers: https://voucher.getbrief.cards/best-cards-for-vouchers

## What earns nothing (2)

- Likely no RP on wallet-load gift cards · brand vouchers likely earn base
- No RP: fuel, utilities, insurance, education, govt, real estate, jewellery, wallets, tax

## Milestones (1)

- 10,000 bonus RP @ ₹12L annual spend · ₹5,000 at ₹12,00,000 spend per card year · verified · checked 17 June 2026

## Lounges (2)

- 6 domestic visits a year, no spend condition. · Domestic (DreamFolks) · domestic · 6 per year
- 4 international visits a year through LoungeKey, no spend condition. · LoungeKey (international) · international · 4 per year

## Statuses it opens (1)

- GHA Discovery GHA Discovery Platinum · enrolment needed · ✓ official · checked 19 July 2026

## Transfer partners (17)

- AirAsia Rewards Points · 1 : 3 · ~3-5 days · verified · checked 7 July 2026
- ALL Reward Points · 1 : 1 · 2-3 days · ✓ official · checked 17 July 2026
- Avios (BA Club) · 1 : 1 · ~3-5 days · verified · checked 7 July 2026
- Avios (Qatar Privilege Club) · 1 : 1 · ~3-5 days · verified · checked 7 July 2026
- Etihad Guest Miles · 1 : 1 · ~3-5 days · verified · checked 7 July 2026
- IHG One Rewards Points · 1 : 1 · ~3-5 days · verified · checked 7 July 2026
- JAL Mileage Bank Miles · 1 : 1 · ~3-5 days · verified · checked 7 July 2026
- KrisFlyer Miles · 1 : 1 · instant · verified · checked 13 June 2026
- Lotusmiles (Vietnam Airlines) · 1 : 1 · ~3-5 days · verified · checked 7 July 2026
- Maharaja Points · 1 : 1 · ~5 days · verified · checked 13 June 2026
- Marriott Bonvoy Points · 1 : 1 · ~3-5 days · verified · checked 7 July 2026
- Qantas Frequent Flyer Points · 1 : 1 · ~3-5 days · verified · checked 7 July 2026
- Royal Orchid Plus Miles · 1 : 1 · ~3-5 days · verified · checked 7 July 2026
- Wyndham Rewards Points · 1 : 1 · ~3-5 days · verified · checked 7 July 2026
- Miles&Smiles Miles · 2 : 1 · ~1 day · community-verified
- United MileagePlus Miles · 2 : 1 · ~3-5 days · verified · checked 7 July 2026
- Shangri-La Circle Points · 5 : 1 · ~3-5 days · verified · checked 7 July 2026

## Comes with (2)

- 4 golf rounds + 12 lessons/year
- 4 airport chauffeur transfers/year

## Fees

- Annual fee: ₹4,999 + GST
  Waived at ₹8,00,000 spend per card year
- Forex markup: 3.5%
- DCC markup: Not published
- Earns: HSBC Reward Points · ₹0.5 a point at baseline

## Dated changes (2)

- Improvement · 15 August 2026: HSBC charges no forex markup on its credit cards until 31 October (https://getbrief.cards/changes#hsbc-zero-forex-2026)
- Improvement · 12 December 2023: Mastercard World-tier cards fast-track to GHA DISCOVERY status (to 31 Dec 2026) (https://getbrief.cards/changes#gha-mc-fasttrack-2026)

Every change, dated: https://getbrief.cards/changes

---

Fees are before GST. A rate that has aged says so. Brief is not a financial adviser and takes no fee from any bank for the order of this page.

All cards: https://getbrief.cards/cards
Canonical: https://getbrief.cards/cards/hsbc-travelone