# HSBC Visa Platinum

HSBC · Visa. lifetime free · 3.5% forex · 2 RP / ₹150 (about 0.33%), uncapped, online + offline.

✓ official · checked 3 July 2026 · Source: https://www.hsbc.co.in/credit-cards/products/visa-platinum/

## How it earns (1)

- 2 RP / ₹150 (about 0.33%), uncapped, online + offline · ✓ official · checked 3 July 2026

## On gift vouchers

- ₹67 back on a ₹10,000 voucher bought direct. · 2 RP / ₹150 (about 0.33%), uncapped, online + offline
- Vouchers for ACT Fibernet, Bharat Petroleum (BPCL), Acko Insurance, BYJU'S and 30 more brands: nothing.

Worked out on a ₹10,000 voucher with no deal running. Card data current to 21 October 2026.
Every card on vouchers: https://voucher.getbrief.cards/best-cards-for-vouchers

## What earns nothing (1)

- No RP: fuel, utilities, rent (+1% fee), wallet, insurance, EMI, govt/tax, jewellery, education, tolls, quasi-cash

## Transfer partners (18)

- AirAsia Rewards Points · 1 : 2 · instant-1 day · ✓ official · checked 15 July 2026
- ALL Reward Points · 2 : 1 · instant-1 day · ✓ official · checked 15 July 2026
- Avios (BA Club) · 2 : 1 · instant-1 day · ✓ official · checked 15 July 2026
- Avios (Qatar Privilege Club) · 2 : 1 · instant-1 day · ✓ official · checked 15 July 2026
- Etihad Guest Miles · 2 : 1 · instant-1 day · ✓ official · checked 15 July 2026
- Flying Blue Miles · 2 : 1 · instant-1 day · ✓ official · checked 15 July 2026
- IHG One Rewards Points · 2 : 1 · instant-1 day · ✓ official · checked 15 July 2026
- JAL Mileage Bank Miles · 2 : 1 · ~10 days · ✓ official · checked 15 July 2026
- KrisFlyer Miles · 2 : 1 · instant-1 day · ✓ official · checked 15 July 2026
- Lotusmiles (Vietnam Airlines) · 2 : 1 · instant-1 day · ✓ official · checked 15 July 2026
- Maharaja Points · 2 : 1 · ~5 days · ✓ official · checked 15 July 2026
- Marriott Bonvoy Points · 2 : 1 · instant-1 day · ✓ official · checked 15 July 2026
- Qantas Frequent Flyer Points · 2 : 1 · instant-1 day · ✓ official · checked 15 July 2026
- Royal Orchid Plus Miles · 2 : 1 · instant-1 day · ✓ official · checked 15 July 2026
- Wyndham Rewards Points · 2 : 1 · instant-1 day · ✓ official · checked 15 July 2026
- United MileagePlus Miles · 3 : 1 · instant-1 day · ✓ official · checked 15 July 2026
- Miles&Smiles Miles · 4 : 1 · instant-1 day · ✓ official · checked 15 July 2026
- Shangri-La Circle Points · 10 : 1 · instant-1 day · ✓ official · checked 15 July 2026

## Comes with (1)

- 12-mo Times Prime membership (Visa Signature platform offer; window ran to 31-Mar-2026; whether it continues is not confirmed) · ₹1,199

## Fees

- Annual fee: Lifetime free
- Forex markup: 3.5%
- DCC markup: Not published
- Earns: HSBC Reward Points (Visa Platinum) · ₹0.5 a point at baseline

## Dated changes (2)

- Improvement · 15 August 2026: HSBC charges no forex markup on its credit cards until 31 October (https://getbrief.cards/changes#hsbc-zero-forex-2026)
- Devaluation · 31 August 2025: HSBC Visa Platinum lost its ₹4L milestone benefit (https://getbrief.cards/changes#hvp-milestone-2025)

Every change, dated: https://getbrief.cards/changes

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Fees are before GST. A rate that has aged says so. Brief is not a financial adviser and takes no fee from any bank for the order of this page.

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Canonical: https://getbrief.cards/cards/hsbc-visa-platinum