# ICICI Coral

ICICI Bank · RuPay. ₹500 fee · 3.5% forex · 2 RP / ₹100 (0.5%).

✓ official · checked 14 June 2026 · Source: https://www.icici.bank.in/personal-banking/cards/credit-card/coral-credit-card

## How it earns (5)

- 2 RP / ₹100 (0.5%) · ✓ official · checked 14 June 2026
- "Other Credit Cards" tier via iShop (hotels) · 6 RP/₹100 · cap 15,000 points per month · community-verified · checked 1 July 2026
- "Other Credit Cards" tier via iShop (flights/vouchers) · 3 RP/₹100 · cap 15,000 points per month · community-verified · checked 1 July 2026
- 2 RP / ₹100 grocery, capped at about ₹20k/mo (400 RP) · cap 400 points per month · verified · checked 14 June 2026
- 1 RP / ₹100 utilities/insurance, capped at ₹40k/mo each (400 RP/mo) · cap 400 points per month · verified · checked 14 June 2026

## On gift vouchers

- ₹75 back on a ₹10,000 voucher bought through iShop. · Other Credit Cards tier via iShop (flights/vouchers), 3 RP/₹100

Worked out on a ₹10,000 voucher with no deal running. Card data current to 21 October 2026.
Every card on vouchers: https://voucher.getbrief.cards/best-cards-for-vouchers

## What earns nothing (3)

- No RP on wallet-load gift cards · brand vouchers earn base
- No RP: rent, wallet, fuel
- No rewards on cash, rent, wallet loads or fuel

## Milestones (1)

- 2,000 RP @ ₹2L annual (+1,000 RP/₹1L, max 10,000 RP/yr) · ₹500 at ₹2,00,000 spend per card year · ✓ official · checked 14 June 2026

## Lounges (2)

- 1 domestic visit a quarter, after ₹75,000 spent the previous calendar quarter (raised from ₹35,000 on 15 Nov 2024). · Domestic (DreamFolks) · domestic · 4 per year
- 1 railway lounge visit a quarter. · IRCTC Railway Lounge · domestic · 4 per year

## Transfer partners (1)

- Maharaja Points · 6 : 1 · ~5 working days · ✓ official · checked 7 July 2026

## Comes with (4)

- 24×7 concierge
- ICICI Culinary Treats
- Personal accident cover ₹2 lakh
- 25% off movies (BMS/INOX) up to ₹100, 2/month

## Fees

- Annual fee: ₹500 + GST
  Waived at ₹1,50,000 spend per card year
- Forex markup: 3.5%
- DCC markup: 3.5%
- Earns: ICICI Reward Points (entry tier) · ₹0.25 a point at baseline

## Dated changes (2)

- Devaluation · 1 April 2026: ICICI Coral’s movie offer is now spend-gated (https://getbrief.cards/changes#coral-movie)
- Lounge gating · 15 November 2024: ICICI raised lounge spend-gates and capped category points (https://getbrief.cards/changes#icici-nov2024)

Every change, dated: https://getbrief.cards/changes

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Fees are before GST. A rate that has aged says so. Brief is not a financial adviser and takes no fee from any bank for the order of this page.

All cards: https://getbrief.cards/cards
Canonical: https://getbrief.cards/cards/icici-coral