# ICICI Emeralde Private Metal

ICICI Bank · Mastercard. ₹12,499 fee · 2% forex · 6 RP / ₹200 (3%).

> Not open to new applications at the moment. Brief keeps the page for holders.

verified · checked 13 June 2026

## How it earns (4)

- 6 RP / ₹200 (3%) · verified · checked 13 June 2026
- 12X via iShop (hotels) · 36 RP/₹100 · cap 18,000 points per month · verified · checked 24 June 2026
- 6X via iShop (flights/vouchers) · 18 RP/₹100 · Amazon Pay, Swiggy, Kalyan, Tanishq and Reliance Jewels vouchers reportedly earn about 3% since Jan 2026 · cap 18,000 points per month · verified · checked 24 June 2026
- Capped 1,000 RP/cycle each: grocery/utility/education · cap 1,000 points per statement cycle · verified · checked 13 June 2026

## On gift vouchers

- ₹1,800 back on a ₹10,000 voucher bought through iShop 6X. · Counted as points for travel; ₹450 if they are cashed out. · 6X via iShop (flights/vouchers) · 18 RP/₹100 · Amazon Pay, Swiggy, Kalyan, Tanishq and Reliance Jewels vouchers reportedly earn about 3% since Jan 2026
- Vouchers for Swiggy, Tanishq, Amazon, Flipkart and 5 more brands: ₹300, bought direct. · 6 RP / ₹200 (3%)

Worked out on a ₹10,000 voucher with no deal running. Card data current to 21 October 2026.
Every card on vouchers: https://voucher.getbrief.cards/best-cards-for-vouchers

## What earns nothing (3)

- No RP on wallet loads · brand vouchers earn base (the issuer does not address them)
- No rewards from 15 Jan 2026: fuel, rent, tax, govt, property management, third-party wallets · rent also carries a 1% fee
- No rewards on cash, rent, wallet loads or fuel

## Lounges (1)

- Unlimited domestic visits, no spend condition. Unlimited international visits (not yet confirmed). · Unlimited domestic + international · domestic and international · unlimited · checked 20 October 2026

## Statuses it opens (2)

-  tr-epi-base · enrolment needed · verified · checked 13 June 2026
- GHA Discovery GHA Discovery Titanium · enrolment needed · ✓ official · checked 19 July 2026

## Transfer partners (1)

- Maharaja Points · 1 : 1 · ~2 days · ✓ official · checked 3 July 2026

## Comes with (3)

- EazyDiner Prime
- Unlimited golf
- Air-accident cover ₹3 crore

## Fees

- Annual fee: ₹12,499 + GST
  Waived at ₹10,00,000 spend per card year
- Forex markup: 2%
- DCC markup: 2%
- Earns: ICICI Reward Points · ₹1 a point at baseline

## Dated changes (1)

- Improvement · 12 December 2023: Mastercard World-tier cards fast-track to GHA DISCOVERY status (to 31 Dec 2026) (https://getbrief.cards/changes#gha-mc-fasttrack-2026)

Every change, dated: https://getbrief.cards/changes

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Fees are before GST. A rate that has aged says so. Brief is not a financial adviser and takes no fee from any bank for the order of this page.

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