# ICICI HPCL Super Saver

ICICI Bank · RuPay. ₹500 fee · 3.5% forex · 2 RP / ₹100 (0.5% at ₹0.25/RP) · whether rent, EMI, govt, jewellery, education earn is not confirmed.

verified · checked 3 July 2026 · Source: https://cardinsider.com/icici-bank/icici-hpcl-super-saver-credit-card/

## How it earns (4)

- 2 RP / ₹100 (0.5% at ₹0.25/RP) · whether rent, EMI, govt, jewellery, education earn is not confirmed · verified · checked 3 July 2026
- 4% cashback at HPCL pumps, capped at ₹200/month · plus a 1% surcharge waiver on txns of ₹400 to ₹4,000 (5% in all) · cap 200 points per month · verified · checked 2 October 2026
- 20 RP/₹100 utility/grocery/departmental (5% @ ₹0.25; cap 400 RP/statement) · cap 400 points per statement cycle · verified · checked 3 July 2026
- Insurance earns base but RP only up to ₹40K spend/mo from Feb 2026 · cap ₹40,000 spend per month · verified · checked 3 July 2026

## On gift vouchers

- ₹50 back on a ₹10,000 voucher bought direct. · 2 RP / ₹100 (0.5% at ₹0.25/RP) · whether rent, EMI, govt, jewellery, education earn is not confirmed
- Vouchers for Gyftr, NoBroker Pay (rent) and 1 more brands: nothing.

Worked out on a ₹10,000 voucher with no deal running. Card data current to 21 October 2026.
Every card on vouchers: https://voucher.getbrief.cards/best-cards-for-vouchers

## What earns nothing (2)

- Likely no RP on wallet loads (ICICI's usual exclusion) · +1% fee on ₹5K+ per txn from 15 Jan 2026 · brand vouchers likely earn base
- No rewards on cash, rent or wallet loads

## Lounges (1)

- 1 domestic visit a quarter, after ₹75,000 spent the previous quarter. · Domestic · domestic · 4 per year · checked 3 July 2026

## Transfer partners (1)

- Maharaja Points · 6 : 1 · ~5 working days · ✓ official · checked 7 July 2026

## Fees

- Annual fee: ₹500 + GST
  Waived at ₹1,50,000 spend per card year
- Forex markup: 3.5%
- DCC markup: 3.5%
- Earns: ICICI Reward Points (entry tier) · ₹0.25 a point at baseline

## Dated changes (1)

- Devaluation · 1 February 2026: ICICI HPCL Super Saver: Feb-2026 caps and fees (https://getbrief.cards/changes#ihpcl-feb26)

Every change, dated: https://getbrief.cards/changes

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Fees are before GST. A rate that has aged says so. Brief is not a financial adviser and takes no fee from any bank for the order of this page.

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