# ICICI Bank Platinum Chip

ICICI Bank · Visa. lifetime free · 3.5% forex · 2 RP / ₹100 retail.

verified · checked 17 June 2026 · Source: https://www.icicibank.com/personal-banking/cards/credit-card/platinum-chip-credit-card

## How it earns (4)

- 2 RP / ₹100 retail · verified · checked 17 June 2026
- Likely 6 RP/₹100 on hotels via iShop (the 'Other Credit Cards' tier; not confirmed for this card) · cap 15,000 points per month · ~ unverified · checked 1 July 2026
- Likely 3 RP/₹100 on flights/vouchers via iShop (the 'Other Credit Cards' tier; not confirmed for this card) · cap 15,000 points per month · ~ unverified · checked 1 July 2026
- 1 RP / ₹100 utilities & insurance · verified · checked 17 June 2026

## On gift vouchers

- ₹75 back on a ₹10,000 voucher bought through iShop. · Likely 3 RP/₹100 on flights/vouchers via iShop (the 'Other Credit Cards' tier; not confirmed for this card)

Worked out on a ₹10,000 voucher with no deal running. Card data current to 21 October 2026.
Every card on vouchers: https://voucher.getbrief.cards/best-cards-for-vouchers

## What earns nothing (2)

- No RP on wallet-load gift cards · brand vouchers earn base
- No rewards on cash, rent, wallet loads or fuel

## Transfer partners (1)

- Maharaja Points · 6 : 1 · ~5 working days · ✓ official · checked 7 July 2026

## Comes with (1)

- ICICI Culinary Treats: 15%+ off at 2,500+ partner restaurants

## Fees

- Annual fee: Lifetime free
- Forex markup: 3.5%
- DCC markup: 3.5%
- Earns: ICICI Reward Points (entry tier) · ₹0.25 a point at baseline

## Dated changes (0)


Every change, dated: https://getbrief.cards/changes

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