# ICICI Bank Sapphiro

ICICI Bank · Visa. ₹3,500 fee · 3.5% forex · 2 RP / ₹100 domestic.

verified · checked 16 June 2026 · Source: https://www.icici.bank.in/personal-banking/cards/credit-card/sapphiro-credit-card

## How it earns (5)

- 2 RP / ₹100 domestic · verified · checked 16 June 2026
- "Other Credit Cards" tier via iShop (hotels) · 6 RP/₹100 · cap 15,000 points per month · community-verified · checked 1 July 2026
- 4 RP / ₹100 international · international only · verified · checked 16 June 2026
- "Other Credit Cards" tier via iShop (flights/vouchers) · 3 RP/₹100 · cap 15,000 points per month · community-verified · checked 1 July 2026
- 1 RP / ₹100 utility/insurance · verified · checked 16 June 2026

## On gift vouchers

- ₹75 back on a ₹10,000 voucher bought through iShop. · Other Credit Cards tier via iShop (flights/vouchers), 3 RP/₹100

Worked out on a ₹10,000 voucher with no deal running. Card data current to 21 October 2026.
Every card on vouchers: https://voucher.getbrief.cards/best-cards-for-vouchers

## What earns nothing (2)

- No RP on wallet-load gift cards · brand vouchers earn base
- No rewards on cash, rent, wallet loads or fuel

## Milestones (1)

- 4,000 RP @ ₹4L + 2,000 RP per additional ₹1L (max 20,000 RP/yr) · ₹1,000 at ₹4,00,000 spend per card year · verified · checked 16 June 2026

## Lounges (2)

- 4 domestic visits a quarter, after ₹75,000 spent the previous calendar quarter (from 15 Jan 2026). · Domestic (DreamFolks) · domestic · 4 per quarter
- 2 international visits a year through DreamFolks. · International (DreamFolks) · international · 2 per year

## Transfer partners (1)

- Maharaja Points · 6 : 1 · ~5 working days · ✓ official · checked 7 July 2026

## Comes with (2)

- 4 golf rounds/month
- BookMyShow BOGO 2×/month

## Fees

- Annual fee: ₹3,500 + GST
  Waived at ₹6,00,000 spend per card year
- Forex markup: 3.5%
- DCC markup: 3.5%
- Earns: ICICI Reward Points (entry tier) · ₹0.25 a point at baseline

## Dated changes (1)

- Lounge gating · 15 January 2026: ICICI Sapphiro lounge and movie access tightened to quarterly spend gates (https://getbrief.cards/changes#saph-lounge-gate)

Every change, dated: https://getbrief.cards/changes

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Fees are before GST. A rate that has aged says so. Brief is not a financial adviser and takes no fee from any bank for the order of this page.

All cards: https://getbrief.cards/cards
Canonical: https://getbrief.cards/cards/icici-sapphiro