# IDFC FIRST Mayura Credit Card

IDFC First Bank · Visa. ₹5,999 fee · 0% forex · 5 RP / ₹150 base (≤₹20K/cycle; 10 RP/₹150 above ₹20K).

verified · checked 28 June 2026 · Source: https://www.idfcfirst.bank.in/credit-card/metal-credit-card/mayura

## How it earns (4)

- 5 RP / ₹150 base (≤₹20K/cycle; 10 RP/₹150 above ₹20K) · verified · checked 28 June 2026
- 3 RP / ₹150 rent/govt/wallet/education · verified · checked 28 June 2026
- 3 RP/₹150 on a gift card charged as a wallet load · brand gift vouchers earn base (IDFC FIRST does not name them) · ✓ official · checked 7 October 2026
- 1 RP / ₹150 insurance/utilities · verified · checked 28 June 2026

## On gift vouchers

- ₹83 back on a ₹10,000 voucher bought direct. · 5 RP / ₹150 base (≤₹20K/cycle; 10 RP/₹150 above ₹20K)
- Vouchers for Bharat Petroleum (BPCL) and 5 more brands: nothing.
- Vouchers for Gyftr and 1 more brands: ₹50, bought direct. · 3 RP/₹150 on a gift card charged as a wallet load · brand gift vouchers earn base (IDFC FIRST does not name them)

Worked out on a ₹10,000 voucher with no deal running. Card data current to 21 October 2026.
Every card on vouchers: https://voucher.getbrief.cards/best-cards-for-vouchers

## What earns nothing (1)

- No RP: fuel, cash, EMI

## Lounges (2)

- 16 domestic visits a year, after ₹20,000 spent the previous month. · Domestic (DreamFolks) · domestic · 16 per year · checked 28 June 2026
- 16 international visits a year through Priority Pass, after ₹20,000 spent the previous month. · International (Priority Pass) · international · 16 per year · checked 28 June 2026

## Statuses it opens (1)

- GHA Discovery GHA Discovery Titanium · enrolment needed · ✓ official · checked 19 July 2026

## Fees

- Annual fee: ₹5,999 + GST
- Forex markup: Nil
- DCC markup: Nil
- Earns: IDFC First Reward Points · ₹0.25 a point at baseline
- Earns only up to the credit limit each cycle
- A cycle’s points are cancelled if the minimum due is not paid by the due date

## Dated changes (4)

- Improvement · 9 September 2026: IDFC FIRST drops the forex markup on every credit card (https://getbrief.cards/changes#idfc-zero-forex-2026)
- Devaluation · 18 June 2026: IDFC FIRST movie tickets now need ₹20,000 of spend the month before (https://getbrief.cards/changes#idfc-bogo-gate-2026)
- Devaluation · 18 June 2026: IDFC FIRST portfolio devaluation hits Millennia, Mayura, Ashva & Gaj (https://getbrief.cards/changes#idfc-newcards-deval-2026)
- Improvement · 19 February 2024: Visa Infinite cards now fast-track to GHA DISCOVERY Titanium (to 31 Dec 2026) (https://getbrief.cards/changes#gha-visa-fasttrack-2026)

Every change, dated: https://getbrief.cards/changes

---

Fees are before GST. A rate that has aged says so. Brief is not a financial adviser and takes no fee from any bank for the order of this page.

All cards: https://getbrief.cards/cards
Canonical: https://getbrief.cards/cards/idfc-first-mayura