# IDFC FIRST HPCL Power+ Credit Card

IDFC First Bank · RuPay. ₹499 fee · 0% forex · 3 RP / ₹150 all other eligible spends.

✓ official · checked 21 June 2026

## How it earns (3)

- 3 RP / ₹150 all other eligible spends · verified · checked 17 June 2026
- 30 RP / ₹150 utilities & grocery (cap 400 RP/cycle = ₹2,000 spend/cycle) · cap 400 points per statement cycle · verified · checked 17 June 2026
- 30 RP / ₹150 HPCL fuel & LPG (cap 2,400 RP/cycle = ₹12,000 HPCL spend/cycle) · cap 2,400 points per statement cycle · verified · checked 17 June 2026

## On gift vouchers

- ₹50 back on a ₹10,000 voucher bought direct. · 3 RP / ₹150 all other eligible spends

Worked out on a ₹10,000 voucher with no deal running. Card data current to 21 October 2026.
Every card on vouchers: https://voucher.getbrief.cards/best-cards-for-vouchers

## Milestones (1)

- ₹500 gift voucher on first HPCL fuel transaction ≥₹500 within 60 days of setup (cards opened on or after 10 Jun 2025) · ₹500 at ₹500 spend per month · ✓ official · checked 17 June 2026

## Lounges (1)

- 1 domestic visit a quarter, after ₹20,000 spent the previous calendar month. · Domestic (DreamFolks) · domestic · 1 per quarter

## Fees

- Annual fee: ₹499 + GST
  Waived at ₹1,50,000 spend per card year
- Forex markup: Nil
- DCC markup: Nil
- Earns: IDFC First Reward Points · ₹1 a point at baseline
- Earns only up to the credit limit each cycle
- A cycle’s points are cancelled if the minimum due is not paid by the due date

## Dated changes (2)

- Improvement · 9 September 2026: IDFC FIRST drops the forex markup on every credit card (https://getbrief.cards/changes#idfc-zero-forex-2026)
- Devaluation · 18 June 2026: IDFC First HPCL Power+ in-app travel bonus was cut (https://getbrief.cards/changes#idfc-power-plus-deval-2026)

Every change, dated: https://getbrief.cards/changes

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Fees are before GST. A rate that has aged says so. Brief is not a financial adviser and takes no fee from any bank for the order of this page.

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