# IDFC FIRST LIC Select

IDFC First Bank · Mastercard. lifetime free · 0% forex.

verified · checked 9 October 2026 · Source: https://www.idfcfirst.bank.in/content/dam/idfcfirstbank/pdf/credit-card/Privileges-Document-LIC-Select-11-08-25-Link.pdf

## How it earns (0)

Nothing on record yet.

## On gift vouchers

- Gift vouchers earn nothing on this card.

Worked out on a ₹10,000 voucher with no deal running. Card data current to 21 October 2026.
Every card on vouchers: https://voucher.getbrief.cards/best-cards-for-vouchers

## Milestones (1)

- 2,000 RP (₹500) on ₹10K spend within 30d of activation · ₹500 at ₹10,000 spend per month · community-verified · checked 1 September 2026

## Lounges (1)

- 2 domestic airport visits a quarter if the card was used in the previous 30 days, plus 4 railway lounge visits a quarter (up to 2 hours each). · Domestic + railway · domestic · 8 per year · checked 1 September 2026

## Fees

- Annual fee: Lifetime free
- Forex markup: Nil
- DCC markup: Nil
- Earns: IDFC First Reward Points · ₹0.25 a point at baseline
- Points expire after 36 months
- Earns only up to the credit limit each cycle
- A cycle’s points are cancelled if the minimum due is not paid by the due date

## Dated changes (1)

- Improvement · 9 September 2026: IDFC FIRST drops the forex markup on every credit card (https://getbrief.cards/changes#idfc-zero-forex-2026)

Every change, dated: https://getbrief.cards/changes

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Fees are before GST. A rate that has aged says so. Brief is not a financial adviser and takes no fee from any bank for the order of this page.

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Canonical: https://getbrief.cards/cards/idfc-lic-select