# IndusInd Bank Celesta Credit Card

IndusInd Bank · American Express. ₹5,000 fee · 3.5% forex · 1 RP / ₹100 domestic spends.

verified · checked 28 June 2026 · Source: https://cardinsider.com/indusind-bank/indusind-bank-celesta-credit-card/

## How it earns (3)

- 1 RP / ₹100 domestic spends · verified · checked 28 June 2026
- 3 RP / ₹100 international spends · international only · verified · checked 28 June 2026
- 0.7 RP / ₹100 govt/utility/insurance/education · verified · checked 28 June 2026

## On gift vouchers

- ₹100 back on a ₹10,000 voucher bought direct. · 1 RP / ₹100 domestic spends
- Vouchers for Bharat Petroleum (BPCL) and 5 more brands: nothing.

Worked out on a ₹10,000 voucher with no deal running. Card data current to 21 October 2026.
Every card on vouchers: https://voucher.getbrief.cards/best-cards-for-vouchers

## What earns nothing (1)

- No RP: fuel, cash

## Lounges (2)

- Unlimited domestic visits for primary and add-on cards, after ₹1,50,000 spent the previous calendar quarter (from 1 Jul 2026). · Domestic (IndusInd) · domestic · unlimited · checked 21 October 2026
- 2 international visits a quarter (8 a year) through Priority Pass. · Priority Pass (international) · international · 2 per quarter · checked 28 June 2026

## Transfer partners (1)

- KrisFlyer Miles · 2 : 1 · ~3-5 days · verified · checked 29 June 2026

## Comes with (6)

- EazyDiner Prime + up to 50% dining discount
- 3 golf games + 3 lessons/month
- Air-accident cover ₹2.5 crore
- Club Marriott membership
- Tablet Plus (Tablet Hotels) membership · VIP hotel upgrades/breakfast/late checkout
- Welcome: Oberoi ₹50,000 OR Montblanc ₹50,000 (or ₹25,000 each) · ₹50,000

## Fees

- Annual fee: ₹5,000 + GST
  Waived at ₹10,00,000 spend per card year
- Forex markup: 3.5%
- DCC markup: 1%
- Earns: IndusInd Celesta Reward Points · ₹1 a point at baseline

## Dated changes (0)


Every change, dated: https://getbrief.cards/changes

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Fees are before GST. A rate that has aged says so. Brief is not a financial adviser and takes no fee from any bank for the order of this page.

All cards: https://getbrief.cards/cards
Canonical: https://getbrief.cards/cards/indusind-celesta