# IndusInd Bank Indulge Credit Card

IndusInd Bank · Visa. ₹10,000 fee · 1.8% forex · 1.5 RP / ₹100 all categories (flat).

> Not open to new applications at the moment. Brief keeps the page for holders.

verified · checked 28 June 2026 · Source: https://www.indusind.bank.in/content/dam/indusind-corporate/credit-cards/MITC_Premium.pdf

## How it earns (1)

- 1.5 RP / ₹100 all categories (flat) · verified · checked 28 June 2026

## On gift vouchers

- ₹150 back on a ₹10,000 voucher bought direct. · 1.5 RP / ₹100 all categories (flat)
- Vouchers for Bharat Petroleum (BPCL) and 5 more brands: nothing.

Worked out on a ₹10,000 voucher with no deal running. Card data current to 21 October 2026.
Every card on vouchers: https://voucher.getbrief.cards/best-cards-for-vouchers

## What earns nothing (1)

- No RP: fuel, cash

## Lounges (1)

- 4 international visits a quarter (16 a year) through Priority Pass. Domestic visits carry a spend condition from July 2026. · Priority Pass (international) · international · 4 per quarter · checked 28 June 2026

## Statuses it opens (1)

- GHA Discovery GHA Discovery Titanium · enrolment needed · ✓ official · checked 19 July 2026

## Transfer partners (2)

- KrisFlyer Miles · 2 : 1 · ~3-5 days · verified · checked 29 June 2026
- Maharaja Points · 2 : 1 · ~3-5 days · verified · checked 29 June 2026

## Comes with (2)

- 24×7 concierge
- 4 golf games + 4 lessons/month (eff 10 Mar 2026)

## Fees

- Annual fee: ₹10,000 + GST
  Waived at ₹10,00,000 spend per card year
- Forex markup: 1.8%
- DCC markup: 1%
- Earns: IndusInd Indulge Reward Points · ₹1 a point at baseline

## Dated changes (2)

- Lounge gating · 1 July 2026: IndusInd Indulge domestic lounge becomes spend-gated (Jul 2026) (https://getbrief.cards/changes#indulge-lounge-gate)
- Improvement · 19 February 2024: Visa Infinite cards now fast-track to GHA DISCOVERY Titanium (to 31 Dec 2026) (https://getbrief.cards/changes#gha-visa-fasttrack-2026)

Every change, dated: https://getbrief.cards/changes

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Fees are before GST. A rate that has aged says so. Brief is not a financial adviser and takes no fee from any bank for the order of this page.

All cards: https://getbrief.cards/cards
Canonical: https://getbrief.cards/cards/indusind-indulge