# IndusInd Pinnacle World

IndusInd Bank · Mastercard. lifetime free · 3.5% forex · 1 RP / ₹100 (PoS/MoTo/IVR).

verified · checked 12 June 2026 · Source: https://www.indusind.bank.in/in/en/personal/cards/credit-card/pinnacle-world-credit-card.html

## How it earns (3)

- 1 RP / ₹100 (PoS/MoTo/IVR) · verified · checked 12 June 2026
- 2.5 RP / ₹100 online (e-commerce, no brand caps) · verified · checked 12 June 2026
- 1.5 RP / ₹100 online travel/airline · verified · checked 12 June 2026

## On gift vouchers

- ₹75 back on a ₹10,000 voucher bought direct. · 1 RP / ₹100 (PoS/MoTo/IVR)
- Vouchers for Bharat Petroleum (BPCL), NoBroker Pay (rent) and 5 more brands: nothing.

Worked out on a ₹10,000 voucher with no deal running. Card data current to 21 October 2026.
Every card on vouchers: https://voucher.getbrief.cards/best-cards-for-vouchers

## What earns nothing (1)

- Likely no rewards: fuel, rent (IndusInd's usual exclusions)

## Lounges (2)

- 1 domestic visit a quarter on the card, after ₹1,50,000 spent the previous calendar quarter (from 1 Jul 2026). · Domestic · domestic · 1 per quarter · checked 21 October 2026
- 1 international visit a quarter through Priority Pass, outside India. · Priority Pass · international · 1 per quarter · checked 21 October 2026

## Statuses it opens (1)

- GHA Discovery GHA Discovery Platinum · enrolment needed · ✓ official · checked 19 July 2026

## Transfer partners (1)

- KrisFlyer Miles · 2 : 1 · ~3-5 days · verified · checked 12 June 2026

## Fees

- Annual fee: Lifetime free
- Forex markup: 3.5%
- DCC markup: 1%
- Earns: IndusInd Reward Points · ₹0.75 a point at baseline

## Dated changes (1)

- Improvement · 12 December 2023: Mastercard World-tier cards fast-track to GHA DISCOVERY status (to 31 Dec 2026) (https://getbrief.cards/changes#gha-mc-fasttrack-2026)

Every change, dated: https://getbrief.cards/changes

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Fees are before GST. A rate that has aged says so. Brief is not a financial adviser and takes no fee from any bank for the order of this page.

All cards: https://getbrief.cards/cards
Canonical: https://getbrief.cards/cards/indusind-pinnacle-world