# IndusInd Bank Pioneer Legacy Credit Card

IndusInd Bank · Visa. lifetime free · 1.8% forex · 1 RP / ₹100 weekday (weekend rate is 2 RP/₹100).

✓ official · checked 4 July 2026 · Source: https://www.indusind.bank.in/pioneer/personal-banking/cards/pioneer-legacy-credit-card1.html

## How it earns (2)

- 1 RP / ₹100 weekday (weekend rate is 2 RP/₹100) · ✓ official · checked 4 July 2026
- 0.70 RP / ₹100 utility/insurance/govt/education · ✓ official · checked 4 July 2026

## On gift vouchers

- ₹100 back on a ₹10,000 voucher bought direct. · 1 RP / ₹100 weekday (weekend rate is 2 RP/₹100)
- Vouchers for Bharat Petroleum (BPCL) and 5 more brands: nothing.

Worked out on a ₹10,000 voucher with no deal running. Card data current to 21 October 2026.
Every card on vouchers: https://voucher.getbrief.cards/best-cards-for-vouchers

## What earns nothing (1)

- No RP: fuel, cash

## Milestones (1)

- 4,000 RP @ ₹5L spend within first year · ₹4,000 at ₹5,00,000 spend per card year · ✓ official · checked 4 July 2026

## Lounges (2)

- 1 domestic visit a quarter, after ₹1,50,000 spent the previous quarter (from 1 Apr 2026, applied from the July 2026 quarter). · Domestic · domestic · 1 per quarter · checked 4 July 2026
- 2 international visits a quarter through Priority Pass on the paid card. Guests and extra visits cost $35. · Priority Pass (paid variant) · international · 2 per quarter · checked 4 July 2026

## Statuses it opens (1)

- GHA Discovery GHA Discovery Titanium · enrolment needed · ✓ official · checked 19 July 2026

## Transfer partners (1)

- KrisFlyer Miles · 2 : 1 · ~3-5 days · community-verified · checked 4 July 2026

## Fees

- Annual fee: Lifetime free
- Forex markup: 1.8%
- DCC markup: 1%
- Earns: IndusInd Pioneer Legacy Reward Points · ₹1 a point at baseline

## Dated changes (2)

- Lounge gating · 1 April 2026: IndusInd Pioneer Legacy domestic lounge is now spend-gated (https://getbrief.cards/changes#pioneer-legacy-lounge-gate)
- Improvement · 19 February 2024: Visa Infinite cards now fast-track to GHA DISCOVERY Titanium (to 31 Dec 2026) (https://getbrief.cards/changes#gha-visa-fasttrack-2026)

Every change, dated: https://getbrief.cards/changes

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Fees are before GST. A rate that has aged says so. Brief is not a financial adviser and takes no fee from any bank for the order of this page.

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