# Kotak 811 Credit Card

Kotak Mahindra Bank · Visa. ₹500 fee · 3.5% forex · 1 pt/₹100 offline base.

✓ official · checked 26 August 2026 · Source: https://www.kotak.bank.in/en/personal-banking/cards/credit-cards/kotak-811-credit-card/fees-and-charges.html

## How it earns (2)

- 1 pt/₹100 offline base · ✓ official · checked 11 July 2026
- 2 pts/₹100 online · online · ✓ official · checked 11 July 2026

## On gift vouchers

- ₹20 back on a ₹10,000 voucher bought direct. · 1 pt/₹100 offline base
- Vouchers for Bharat Petroleum (BPCL), Acko Insurance, BYJU'S, App Store and 25 more brands: nothing.

Worked out on a ₹10,000 voucher with no deal running. Card data current to 21 October 2026.
Every card on vouchers: https://voucher.getbrief.cards/best-cards-for-vouchers

## What earns nothing (2)

- Likely no RP on wallet loads (RBL's usual exclusion) · brand vouchers earn base
- Likely no RP: fuel, railways, rent, wallet, insurance, govt, education, gaming (RBL's usual exclusions)

## Milestones (1)

- 3 PVR tickets @ ₹75K/yr · ₹1,200 at ₹75,000 spend per card year · ✓ official · checked 11 July 2026

## Fees

- Annual fee: ₹500 + GST
  Waived at ₹50,000 spend per year
- Forex markup: 3.5%
- DCC markup: Not published
- Earns: Kotak Zen Points · ₹0.2 a point at baseline

## Dated changes (0)


Every change, dated: https://getbrief.cards/changes

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Fees are before GST. A rate that has aged says so. Brief is not a financial adviser and takes no fee from any bank for the order of this page.

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