# Kotak Air+ Prime

Kotak Mahindra Bank · Visa. ₹3,000 fee · 2% forex · 2 Air Miles/₹100 domestic, unlimited.

✓ official · checked 11 July 2026 · Source: https://www.kotak.bank.in/en/personal-banking/cards/credit-cards/kotak-air-plus-prime-credit-card.html

## How it earns (4)

- 2 Air Miles/₹100 domestic, unlimited · ✓ official · checked 11 July 2026
- 5 Air Miles/₹100 auto-dealer spends, cap 1,500/cycle · cap 1,500 points per statement cycle · ✓ official · checked 11 July 2026
- 5 Air Miles/₹100 flights+hotels via Unbox, cap 15,000/cycle · cap 15,000 points per statement cycle · ✓ official · checked 11 July 2026
- 2 Air Miles/₹100 on insurance, up to ₹25K spend/cycle · cap ₹25,000 spend per statement cycle · ✓ official · checked 11 July 2026

## On gift vouchers

- ₹100 back on a ₹10,000 voucher bought direct. · 2 Air Miles/₹100 domestic, unlimited
- Vouchers for ACT Fibernet, Bharat Petroleum (BPCL), Airtel (Thanks app), BYJU'S and 30 more brands: nothing.

Worked out on a ₹10,000 voucher with no deal running. Card data current to 21 October 2026.
Every card on vouchers: https://voucher.getbrief.cards/best-cards-for-vouchers

## What earns nothing (3)

- International spend earns nothing
- No Air Miles on wallet loads · brand vouchers earn base (the issuer does not address them)
- No Air Miles: utility/telecom, insurance (some insurance premiums earn 2 Air Miles/₹100 up to ₹25K spend/cycle), education, govt, rent, fuel, wallet, gaming, EMI, cash, international, UPI txns up to ₹2,000 (RuPay)

## Lounges (1)

- 2 international visits a year through Priority Pass and 4 domestic visits a year (at most 2 a quarter). Extra Priority Pass visits cost $35. · Priority Pass + Domestic · domestic and international · 6 per year · checked 11 July 2026

## Fees

- Annual fee: ₹3,000 + GST
- Forex markup: 2%
- DCC markup: Not published
- Earns: Kotak Air Miles · ₹0.5 a point at baseline

## Dated changes (0)


Every change, dated: https://getbrief.cards/changes

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Fees are before GST. A rate that has aged says so. Brief is not a financial adviser and takes no fee from any bank for the order of this page.

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