# Kotak Biz Edge

Kotak Mahindra Bank · Visa. ₹999 fee · 3.5% forex · 2 pts/₹150 all other.

✓ official · checked 11 July 2026 · Source: https://www.kotak.bank.in/en/personal-banking/cards/credit-cards/biz-edge-credit-card/faqs.html

## How it earns (3)

- 2 pts/₹150 all other · ✓ official · checked 11 July 2026
- 10 pts/₹150 on business essentials: tax, utility, insurance, govt, fuel, office, telecom, electronics (fuel earns here) · cap 2,500 pts/cycle · cap 2,500 points per statement cycle · ✓ official · checked 11 July 2026
- 10 pts/₹150 on Unbox flights+hotels and SaaS (Nuclei), combined cap 1,00,000 pts/cycle · cap 1,00,000 points per statement cycle · ✓ official · checked 11 July 2026

## On gift vouchers

- ₹33 back on a ₹10,000 voucher bought direct. · 2 pts/₹150 all other
- Vouchers for BYJU'S, Gyftr, NoBroker Pay (rent) and 4 more brands: nothing.

Worked out on a ₹10,000 voucher with no deal running. Card data current to 21 October 2026.
Every card on vouchers: https://voucher.getbrief.cards/best-cards-for-vouchers

## What earns nothing (2)

- No RP on wallet loads · brand vouchers earn base
- No RP: EMI, rent, wallets, education

## Fees

- Annual fee: ₹999 + GST
  Waived at ₹2,00,000 spend per year
- Forex markup: 3.5%
- DCC markup: Not published
- Earns: Kotak Reward Points (standard co-brand) · ₹0.25 a point at baseline

## Dated changes (0)


Every change, dated: https://getbrief.cards/changes

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Fees are before GST. A rate that has aged says so. Brief is not a financial adviser and takes no fee from any bank for the order of this page.

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