# Kotak Cashback+ Prime

Kotak Mahindra Bank · Visa. ₹750 fee · 3.5% forex · 0.5% cashback uncapped on all other spends.

✓ official · checked 26 August 2026 · Source: https://www.kotak.bank.in/content/dam/Kotak/files/t-and-c-cb-plus-prime.pdf

## How it earns (4)

- 0.5% cashback uncapped on all other spends · ✓ official · checked 11 July 2026
- 5% cashback on online food and grocery delivery, online entertainment, auto dealers · shares a 750 pts/cycle cap with the fuel rate · cap 750 points per statement cycle · ✓ official · checked 11 July 2026
- 3% cashback on fuel · shares the 750 pts/cycle cap with the 5% categories · cap 750 points per statement cycle · ✓ official · checked 11 July 2026
- 0.5% cashback on insurance, up to ₹25K spend/cycle · cap ₹25,000 spend per statement cycle · ✓ official · checked 11 July 2026

## On gift vouchers

- ₹50 back on a ₹10,000 voucher bought direct. · 0.5% cashback uncapped on all other spends
- Vouchers for ACT Fibernet, Airtel (Thanks app), BYJU'S, App Store and 25 more brands: nothing.

Worked out on a ₹10,000 voucher with no deal running. Card data current to 21 October 2026.
Every card on vouchers: https://voucher.getbrief.cards/best-cards-for-vouchers

## What earns nothing (2)

- No cashback on wallet loads · brand vouchers earn the 0.5% base (the issuer does not address them)
- No cashback: rent, B2B, utilities, education, govt, wallet, gaming, EMI, cash

## Fees

- Annual fee: ₹750 + GST
- Forex markup: 3.5%
- DCC markup: Not published

## Dated changes (0)


Every change, dated: https://getbrief.cards/changes

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Fees are before GST. A rate that has aged says so. Brief is not a financial adviser and takes no fee from any bank for the order of this page.

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