# Kotak Mojo Platinum (discontinued)

Kotak Mahindra Bank · Visa. ₹1,000 fee · 3.5% forex · 1 Mojo/₹100 offline and other.

> This card is no longer issued. Its rules stay here as dated history.

✓ official · checked 21 June 2026 · Source: https://www.kotak.bank.in/en/personal-banking/cards/credit-cards/mojo-platinum-credit-card.html

## How it earns (6)

- 1 Mojo/₹100 offline and other · ✓ official · checked 17 October 2026
- 2.5 Mojo/₹100 online · online · ✓ official · checked 17 October 2026
- Education earns 1 Mojo/₹100 only on the first ₹70,000 a statement cycle, then nothing · cap 700 points per statement cycle · ✓ official · checked 17 October 2026
- Government payments earn 1 Mojo/₹100 only on the first ₹40,000 a statement cycle, then nothing · cap 400 points per statement cycle · ✓ official · checked 17 October 2026
- Insurance earns 1 Mojo/₹100 only on the first ₹70,000 a statement cycle, then nothing · cap 700 points per statement cycle · ✓ official · checked 17 October 2026
- Utilities and telecom earn 1 Mojo/₹100 only on the first ₹50,000 a statement cycle, then nothing · cap 500 points per statement cycle · ✓ official · checked 17 October 2026

## What earns nothing (2)

- No Mojo points on wallet loads, fuel, rent or online gaming
- No points on wallet loads · brand vouchers earn base

## Lounges (1)

- 2 domestic visits a quarter, after ₹75,000 spent the previous quarter. · DreamFolks · domestic · 2 per quarter · checked 21 June 2026

## Transfer partners (1)

- ALL Reward Points · 12 : 1 · ✓ official · checked 17 July 2026

## Fees

- Annual fee: ₹1,000 + GST
  Waived at ₹1,00,000 spend per card year
- Forex markup: 3.5%
- DCC markup: Not published
- Earns: Kotak Mojo Points · ₹0.25 a point at baseline

## Dated changes (2)

- Devaluation · 1 June 2025: Kotak cut reward value and gated lounges (1 Jun 2025) (https://getbrief.cards/changes#kotak-2025-deval)
- Devaluation · 1 June 2025: Kotak Mojo Platinum discontinued for new applicants (https://getbrief.cards/changes#kotak-mojo-disc)

Every change, dated: https://getbrief.cards/changes

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Fees are before GST. A rate that has aged says so. Brief is not a financial adviser and takes no fee from any bank for the order of this page.

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