# Kotak Royale Signature Credit Card

Kotak Mahindra Bank · Visa. ₹999 fee · 3.5% forex · 2 RP / ₹150 all other eligible.

> This card is no longer issued. Its rules stay here as dated history.

verified · checked 17 June 2026 · Source: https://www.kotak.com/en/personal-banking/cards/credit-cards/royale-signature-credit-card.html

## How it earns (3)

- 2 RP / ₹150 all other eligible · verified · checked 17 June 2026
- 4 RP / ₹150 hotels, restaurants, travel, airlines · verified · checked 17 June 2026
- 4 RP / ₹150 international · international only · verified · checked 17 June 2026

## What earns nothing (2)

- No RP: fuel, railways, wallets, rent, online gaming
- No points on wallet loads · brand vouchers earn base (the issuer does not address them)

## Milestones (2)

- 10,000 RP @ ₹4L annual spend · ₹2,000 at ₹4,00,000 spend per card year · verified · checked 17 June 2026
- 30,000 RP @ ₹8L annual spend (cumulative; first 10K tier at ₹4L) · ₹6,000 at ₹8,00,000 spend per card year · verified · checked 17 June 2026

## Lounges (1)

- 1 domestic visit a quarter, after ₹75,000 spent the previous quarter (from 1 Jun 2025). Existing holders only. · Domestic (Visa Signature) · domestic · 1 per quarter

## Fees

- Annual fee: ₹999 + GST
  Waived at ₹1,00,000 spend per card year
- Forex markup: 3.5%
- DCC markup: Not published
- Earns: Kotak Zen Points · ₹0.2 a point at baseline

## Dated changes (1)

- Devaluation · 1 June 2025: Kotak Royale Signature: point cash value cut to ₹0.20; new exclusions (https://getbrief.cards/changes#kotak-royale-deval-jun25)

Every change, dated: https://getbrief.cards/changes

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Fees are before GST. A rate that has aged says so. Brief is not a financial adviser and takes no fee from any bank for the order of this page.

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Canonical: https://getbrief.cards/cards/kotak-royale-signature