# Paytm SBI Card

SBI Card · RuPay. ₹499 fee · 3.5% forex · 1% base everywhere incl UPI (RuPay; min txn ₹100; NPCI <₹2,000 UPI floor may zero small txns).

> Not open to new applications at the moment. Brief keeps the page for holders.

verified · checked 16 July 2026 · Source: https://www.sbicard.com/sbi-card-en/assets/docs/pdf/ekit-tncs/PaytmBase-TnC.pdf

## How it earns (3)

- 1% base everywhere incl UPI (RuPay; min txn ₹100; NPCI <₹2,000 UPI floor may zero small txns) · ✓ official · checked 3 July 2026
- 3% on Paytm app Travel · Movies and Mall are not listed in current terms (no published cap) · ✓ official · checked 3 July 2026
- 2% all other Paytm-app spends · ✓ official · checked 3 July 2026

## On gift vouchers

- ₹100 back on a ₹10,000 voucher bought direct. · 1% base everywhere incl UPI (RuPay; min txn ₹100; NPCI <₹2,000 UPI floor may zero small txns)
- Vouchers for Bharat Petroleum (BPCL), BYJU'S and 8 more brands: nothing.

Worked out on a ₹10,000 voucher with no deal running. Card data current to 21 October 2026.
Every card on vouchers: https://voucher.getbrief.cards/best-cards-for-vouchers

## What earns nothing (2)

- No RP on wallet loads, incl Paytm wallet
- No RP: fuel, education (education rewards discontinued 9 Mar 2026)

## Fees

- Annual fee: ₹499 + GST
- Forex markup: 3.5%
- DCC markup: Not published
- Earns: Paytm SBI Valueback Points · ₹1 a point at baseline

## Dated changes (1)

- Devaluation · 9 March 2026: Paytm SBI cards stopped earning on education spends (https://getbrief.cards/changes#psbi-edu-2026)

Every change, dated: https://getbrief.cards/changes

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Fees are before GST. A rate that has aged says so. Brief is not a financial adviser and takes no fee from any bank for the order of this page.

All cards: https://getbrief.cards/cards
Canonical: https://getbrief.cards/cards/paytm-sbi